letter of claim Help next step

[echat11]

Hi Furbinka , l would clarify with Eclat as l believe the CCA should go to link as this has now been sold on.

Barcalycard will send it on to Link, but there I can see reasons for doing it this way.

[Furbinka]

Hi all,

I sent S77 request to links and barclays month ago, but still didn’t receive anything back.
Don’t they only have 14 days to reply?

Many thanks

@MIKE770
@Charitynjw
echat11

[echat11]

Hi all,

I sent S77 request to links and barclays month ago, but still didn’t receive anything back.
Don’t they only have 14 days to reply?

Many thanks

@MIKE770
@Charitynjw
echat11

Yes, there's been delays with post. You can do 3 things depending on how pro-active you want to be, you are still miles away from a CCJ.

do nothing, until they send another communication,
wait - give them some more time, see what they send,
send them a chase letter.

[MIKE770]

await their response they may be digging for one?

[echat11]

await their response they may be digging for one?

I was cheekily going to write : 'do nothing, until they send another communication - (Mike770)'.

[Furbinka]

Thank you both. I will away their reply.

[Furbinka]

Hi All,

so finally i received some documents from Kearns solicitors. This is all the provided. Statement copy covering dates from Jan 2018 until Jun 2018, with late charges/interest added.

What should my next steps be please?

[echat11]

[ATTACH]n1642764[/ATTACH] [ATTACH]n1642765[/ATTACH] Hi All,

so finally i received some documents from Kearns solicitors. This is all the provided. Statement copy covering dates from Jan 2018 until Jun 2018, with late charges/interest added.

What should my next steps be please?

In attachment 2 that you posted, I can't find a date for the agreement / Terms and Conditions. It should be dated, can you check for a date. Also they've provided page 1, 3, 5, 7, and 9. Where are the other pages?
One page has no number.

[Furbinka]

echat11 Hi

No date, it’s lol like generic T&C. That’s have pages are numbered unfortunately.

I still don’t have deed of assignment neither.

[echat11]

echat11 Hi

No date, it’s lol like generic T&C. That’s have pages are numbered unfortunately.

I still don’t have deed of assignment neither.

If they have the physical document, they've only provided one side of each page, so they've not provided 2, 4, 6. and 8.

If it's a copy from their database, then whoever, only scanned 1, 3, 5, 7, and 9.

Also you say the letter of assignment is missing.

As it stands they haven't complied with your requests.

You could send them a follow up letter, stating that your request for the requested documentation remains outstanding.

[MIKE770]

You are not entitled to see Deed of Assignment. But ask for notice of assignment.

[Furbinka]

MIKE770 hi i requested notice of assignment from Kearns solicitors in my February letter. They failed to prove it.

[Furbinka]

echat11 What should be my next steps be please? Shall i send letter to Kearns and say that they failed to provide notice of assignment and also full statements of account as they only send the ones when the account was defaulted already.

Shall I also mention that the agreement doesn’t have a date?

Many thanks for your help

[echat11]

echat11 What should be my next steps be please? Shall i send letter to Kearns and say that they failed to provide notice of assignment and also full statements of account as they only send the ones when the account was defaulted already.
Shall I also mention that the agreement doesn’t have a date?
Many thanks for your help

I would wait to see what they do next. See if they think they have enough. What they have sent isn't compliant.
If you do send a letter, all you need to state, it that they haven't complied with your request of CCA request of XX/XX/XX.

[Clockwork]

Furbinka, your personal details are contained on page 6/6 of the scanned documents. You may wish to remove and edit.