Letter received from PRA Gp

Elohim

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Joined: Sep 2020

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Letter received from PRA Gp

5th September 2020, 12:01:PM

Hello

I received a letter from PRA Gp today in relation to a Barclaycard debt that was defaulted in 2015. Strangely it was titled 'Re: Pre Action Protocol Letter'. There was no reply form enclosed. In summary it stated 'if we do not hear back from you in 30 days then your account may be submitted to the County Court to obtain a CCJ.'

I have previously requested 77-79 information from them. The last letter I have had from them, apart from account summaries, was in 2017 and stated 'we are awaiting further documents in order to complete your request. We have currently deemed this debt as unenforceable which means we are not able to take court action against you.'

Any advice on what I should do/reply would be appreciated.

Thanks

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Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
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