Hi all,
I received a Letter of Claim from Restons Solicitors, acting for Hoist Finance UK Holdings Limited (see attached).
This relates to a Barclaycard debt of around £4700, which is recorded as defaulting in September 2015.
As with my other debts (not currently chasing), the debt happened due to some difficult personal circumstances, and I of course regret the action I took at the time.
That said, it looks like this company are planning to make a claim in court, and with the letter being dated 20th April, I really need to send them a respond today or tomorrow by recorded post, to ensure that I am within the 30 day deadline, as far as I understand things from what I have read here. The letter asks me to pay within 30 days, and also includes a reply and income and expenditure form.
The agreement with Barclaycard was originally taken out on 3rd June 2010.
I would appreciate any advice on how I should respond to this letter. I'm aware that I have very limited time to respond.
I unfortunately don't have the means to clear the balance.
Many thanks.
I received a Letter of Claim from Restons Solicitors, acting for Hoist Finance UK Holdings Limited (see attached).
This relates to a Barclaycard debt of around £4700, which is recorded as defaulting in September 2015.
As with my other debts (not currently chasing), the debt happened due to some difficult personal circumstances, and I of course regret the action I took at the time.
That said, it looks like this company are planning to make a claim in court, and with the letter being dated 20th April, I really need to send them a respond today or tomorrow by recorded post, to ensure that I am within the 30 day deadline, as far as I understand things from what I have read here. The letter asks me to pay within 30 days, and also includes a reply and income and expenditure form.
The agreement with Barclaycard was originally taken out on 3rd June 2010.
I would appreciate any advice on how I should respond to this letter. I'm aware that I have very limited time to respond.
I unfortunately don't have the means to clear the balance.
Many thanks.
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