**DISMISSED** Pra group lifted the court stay i defended on money claim on line

[capricorn1601]

Re: Pra group lifted the court stay i defended on money claim on line

Please take Di's advise. I speak from experience. I was one of her Solicitors company first clients. My case took from March 2015 to November 2017. Jo is excellent and puts the fear of god in PRA. Whatever you do, don't go in there alone. There is history with PRA, and Jo and her team know everything to look for and all their dirty tricks. I know you say you cant afford a solicitor, but can you afford to loose the money which is claim owed?

[Darren104]

Success - i won the case against pra. They did not provide the correct documents or proof that a debt existed with them. Dudley county court judge ordered for the claim to be dismissed and costs were awarded to our side.
Victory for me and this forum. Hope it encourages everyone to challenge an alleged debt. A big thank you to this forum and particular dianne who has been my rock throughout.

[Kati]

Success - i won the case against pra. They did not provide the correct documents or proof that a debt existed with them. Dudley county court judge ordered for the claim to be dismissed and costs were awarded to our side.
Victory for me and this forum. Hope it encourages everyone to challenge an alleged debt. A big thank you to this forum and particular dianne who has been my rock throughout.

Congratulations xx

[warwick65]

Success - i won the case against pra. They did not provide the correct documents or proof that a debt existed with them. Dudley county court judge ordered for the claim to be dismissed and costs were awarded to our side.
Victory for me and this forum. Hope it encourages everyone to challenge an alleged debt. A big thank you to this forum and particular dianne who has been my rock throughout.

Does that mean you engaged Joanna Connolly?

I am sure Diana M will be unable to say anything unless you confirm this

Congratulations BTW - its a great feeling isn't it.

[Diana M]

Success - i won the case against pra. They did not provide the correct documents or proof that a debt existed with them. Dudley county court judge ordered for the claim to be dismissed and costs were awarded to our side.
Victory for me . . . . . and particular dianne who has been my rock throughout.

Thank you for your kind words.

As you say the claim against you was dismissed and costs were awarded against PRA despite this being a case in the Small Claims Track.

This claim was issued in March 2016 and you posted earlier in your thread that you felt PRA were gunning for you. However as soon as I saw that the debt had been assigned (or not ) to Varde by MBNA I knew you had an arguable case.

The DJ agreed and the claim was dismissed.

If a Claimant can't prove they own a debt then they don't win in court.

The debt was £4226.49 and they have added interest making it £4874 plus £185 court fee and £80 for legal representative totaling I £5139.49. This makes me sick because when i was originally with MBNA i paid no interest because it was frozen as i was on a Debt management plan. I have already defended this claim and Pra Group did not respond in time so i though i had won the case. 12 months later they have had the stay lifted and the directions questionnaire has been granted.

This Pra Group are gunning for me

. I have to complete a Directions questionnaire (small claims track) and it worry's me as i don't like courts i get really nervous and anxious.

Does my case all hinge on whether they can produce a deed of assignment. What if they can? I was also told that even if they have not got a deed of assignment the judge can still judge in their favor.

Perhaps Kati would be kind enough to change your thread title to **WON** because you did (and move the thread to the Concluded Cases forum too).

Well Done You!

Di

[Diana M]

As you say the claim against you was dismissed and costs were awarded against PRA despite this being a case in the Small Claims Track.

This claim was issued in March 2016 and you posted earlier in your thread that you felt PRA were gunning for you. However as soon as I saw that the debt had been assigned (or not ) to Varde by MBNA I knew you had an arguable case.

The DJ agreed and the claim was dismissed.

If a Claimant can't prove they own a debt then they don't win in court

Can Admin change this thread title to ***WON*** please sInce the Claim was dismissed in court.

Di