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PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

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  • #31
    Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

    Originally posted by Achilles View Post
    But surely that's the point. No matter which of these it was surely it's still criminal to do this. Why is no-one complaining about this to the police?
    The thing is, if you actually make an accusation of fraud that is very very serious and moves the whole debate into the grounds of the criminal justice system.

    I would suspect that if a Judge thought there was fraud he would be bound to inform authorities however that is just a guess

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    • #32
      Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

      Qutoe "We've seen recon Default Notices signed by an employee who didn't even work for the creditor at the time - they joined the company two years later when their career moves were checked on LinkedIn."

      I have a claim against me at the moment with these people and they have supplied me a default notice that is also signed by an employee that hadn't started until 4 years after the default notice date. I also check Linkedin

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      • #33
        Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

        PRA GROUP (UK) Limited were again defeated today in Truro County Court when the District Judge dismissed the claim having found that they -


        1. had not proved assignment so no legal right to bring the claim
        2. had not proved service of a Default Notice despite producing a reconstituted document
        3. were in breach of section 78 Consumer Credit Act 1974.




        Another happy client!


        Comment


        • #34
          PRA claim they bought my credit card account balance, and served a claim through the court. Their claim states that 'Notices of Assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925' - it was not received. When I first had contact from them I was unaware of them and had never entered into any agreement with the company. I sent them a formal CCA request with the £1 fee, and they did not respond. I followed up with the same request two more times. PRA did not send any of these documents to me. I put in my defence and sent my witness statement to them and the court. I then received their witness statement together with a huge bundle of paperwork claiming to be the assignment etc.....This was the first time I had seen such paperwork and much of it is redacted. My question is; is this lawful at this stage of the proceedings?

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          • #35
            It’s been a long time since anyone has posted here and sure if the original person is still about but I’ve been battling PRA since March and they now threaten legal action. Similar story, no evidence of deed or chose in action. Many claims and statements without evidence. I think 2024 will see them file a claim in county court but I’m hoping I can defend it. Not nearly as much though, 5k in total.
            no offer or adr/mediation either, they are ruthless

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            • #36
              Start your own thread

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              SHORTCUTS


              First Steps
              Check dates
              Income/Expenditure
              Acknowledge Claim
              CCA Request
              CPR 31.14 Request
              Subject Access Request Letter
              Example Defence
              Set Aside Application
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              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





              NOTE: If you receive a court claim note these dates in your calendar ...
              Acknowledge Claim - within 14 days from Service

              Defend Claim - within 28 days from Service (IF you acknowledged in time)

              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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