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Received a claim? Yes
Issue Date: 15-12-2014
Amount approx: 12000
Claimant: Capquest
Solicitor: drydens
Original Credit: Capital One
Particulars of Claim:
The claim is for the sum of x in respect of monies owing by the defendant on a credit agreement held by the defendant with capital one Plc under account number x upon which the defendant failed to maintain payments.
A default notice was served upon the defendant and has not been complied with.
By virtue of a sale agreement between Capital One Bank and the claimant, the claim vested in the claimant who has a genuine commercial interest. The defendant has been notified of the assignment by letter.
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
Thank you so much for your help so far.
Drydens didn't provide the information I requested so the court action has ended for the time.
However, they have now provided the terms and conditions, signed agreement, statements.
They have not provided the default notice or assignment that I asked for.
They write:
Given that the attached documentation deals with the issues raised in the defence we are clearly in a position to progress our clients claim against you and would therefore invite you to settle this matter without the need for further legal action.
In the event that we do not hear from you within 14 days we will have no alternative but to apply to the court to lift the stay on the proceedings in order to progress the legal action commenced against you. It is also likely that any such action will include an application for summary judgement, given the evidence which has now been provided to you in support of our clients claim. it goes on to say we may have to pay further costs.
The last payment to the account was 26/04/2009 then no contact since then.
I would be very grateful if you could advise me on what I should do next. the letter was dated 25/02/15.
Thank you
Issue Date: 15-12-2014
Amount approx: 12000
Claimant: Capquest
Solicitor: drydens
Original Credit: Capital One
Particulars of Claim:
The claim is for the sum of x in respect of monies owing by the defendant on a credit agreement held by the defendant with capital one Plc under account number x upon which the defendant failed to maintain payments.
A default notice was served upon the defendant and has not been complied with.
By virtue of a sale agreement between Capital One Bank and the claimant, the claim vested in the claimant who has a genuine commercial interest. The defendant has been notified of the assignment by letter.
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
Thank you so much for your help so far.
Drydens didn't provide the information I requested so the court action has ended for the time.
However, they have now provided the terms and conditions, signed agreement, statements.
They have not provided the default notice or assignment that I asked for.
They write:
Given that the attached documentation deals with the issues raised in the defence we are clearly in a position to progress our clients claim against you and would therefore invite you to settle this matter without the need for further legal action.
In the event that we do not hear from you within 14 days we will have no alternative but to apply to the court to lift the stay on the proceedings in order to progress the legal action commenced against you. It is also likely that any such action will include an application for summary judgement, given the evidence which has now been provided to you in support of our clients claim. it goes on to say we may have to pay further costs.
The last payment to the account was 26/04/2009 then no contact since then.
I would be very grateful if you could advise me on what I should do next. the letter was dated 25/02/15.
Thank you
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