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** DiScOnTinUeD ** BC/Lowell V Kelike28 ** WON **

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  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by ohitsonlyme View Post
    Amethyst, I do think that Kelike needs to maintain communication(now that it is started)
    and as such perhaps you could draft a short reply that outlines or better still underlines the defence that has been entered reminding BC of the claimants duty under the 1978 CCA

    Again a slooooow reply or no reply would be better as it is already becoming ping pong letters with no action on BCs part only bullying/scare tactics so state this failure to supply in any letter back to them and wait for the court to decide what BC have to do next if they continue

    onlymeagain
    Just received info from Court re small claims track mediation and the questionnaire..... any recent links to share with how to answer this most I get but just to be sure

    Leave a comment:


  • bigontv123
    replied
    Re: BC/Lowell V Kelike28

    Again. I'm in the same position. Sent an email to them only for them to reply with...

    Thank you for your email, the contents of which we have noted.It is the original creditor’s policy to provide an agreement to its customers at the point of contract and statements throughout and therefore you have already been provided with validation of the debt. Our client will therefore provide a validation of the debt in accordance with the court’s directions.We recommend that you seek independent legal advice
    Any help would be great!

    Leave a comment:


  • ohitsonlyme
    replied
    Re: BC/Lowell V Kelike28

    Amethyst, I do think that Kelike needs to maintain communication(now that it is started)
    and as such perhaps you could draft a short reply that outlines or better still underlines the defence that has been entered reminding BC of the claimants duty under the 1978 CCA

    Again a slooooow reply or no reply would be better as it is already becoming ping pong letters with no action on BCs part only bullying/scare tactics so state this failure to supply in any letter back to them and wait for the court to decide what BC have to do next if they continue

    onlymeagain

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by Amethyst View Post
    lol, oh well as long as you would have been given an agreement that's okay then, sod what the Consumer Credit Act says....

    I'd ignore it tbh.
    Great. Thought as much.

    Leave a comment:


  • Amethyst
    replied
    Re: BC/Lowell V Kelike28

    lol, oh well as long as you would have been given an agreement that's okay then, sod what the Consumer Credit Act says....

    I'd ignore it tbh.

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by ohitsonlyme View Post
    Kelike look at the dates between the letters. They replied on the same day that they received my last letter.


    I am not going to reply soo quickly to them or it may become ping pong letters

    This will give them the idea that I would settle rather than go to court

    I don't wish to hand over the initiative to them, so my reply to the tomlin letter will not go off for a week or so, with another paragraph stating "having duly considered"

    Onlymeagain
    Hi Ive just had an email again from BC as below......please let me know what you think and if i just still hang on to hear from the courts. I am happy to do so but dont want to appear to be missing anything i should be doing along the way.

    Cheers all. xx

    Thank you for your email, the contents of which we have noted.It is the original creditor’s policy to provide an agreement to its customers at the point of contract and statements throughout and therefore you have already been provided with validation of the debt. Our client will therefore provide a validation of the debt in accordance with the court’s directions.We recommend that you seek independent legal advice

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by ohitsonlyme View Post
    Kelike look at the dates between the letters. They replied on the same day that they received my last letter.


    I am not going to reply soo quickly to them or it may become ping pong letters

    This will give them the idea that I would settle rather than go to court

    I don't wish to hand over the initiative to them, so my reply to the tomlin letter will not go off for a week or so, with another paragraph stating "having duly considered"

    Onlymeagain
    Hi Ive just had an email again from BC as below......please let me know what you think and if i just still hang on to hear from the courts. I am happy to do so but dont want to appear to be missing anything i should be doing along the way.

    Cheers all. xx

    Thank you for your email, the contents of which we have noted.It is the original creditor’s policy to provide an agreement to its customers at the point of contract and statements throughout and therefore you have already been provided with validation of the debt. Our client will therefore provide a validation of the debt in accordance with the court’s directions.We recommend that you seek independent legal advice

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by ohitsonlyme View Post
    Kelike look at the dates between the letters. They replied on the same day that they received my last letter



    I am not going to reply soo quickly to them or it may become ping pong letters

    This will give them the idea that I would settle rather than go to court

    I don't wish to hand over the initiative to them, so my reply to the tomlin letter will not go off for a week or so, with another paragraph stating "having duly considered"

    Onlymeagain
    Yes that makes total sense. Well like I said i emailed yesterday... just see what happens next. Fingers crossed it won't take forever.

    Leave a comment:


  • ohitsonlyme
    replied
    Re: BC/Lowell V Kelike28

    Kelike look at the dates between the letters. They replied on the same day that they received my last letter.


    I am not going to reply soo quickly to them or it may become ping pong letters

    This will give them the idea that I would settle rather than go to court

    I don't wish to hand over the initiative to them, so my reply to the tomlin letter will not go off for a week or so, with another paragraph stating "having duly considered"

    Onlymeagain

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    BC have been quite good (haha) in replying to my emails of late so I just dropped them a line to say thanks but no Thanks. Until documents received I shall just wait to heart from the court. Maybe they will respond maybe not. Thanks again. Especially for getting back to me at the weekend xx

    Leave a comment:


  • Amethyst
    replied
    Re: BC/Lowell V Kelike28

    I'd just wait for the questionnaire, thought I guess it won't hurt to reply saying thanks I'll consider it once you've sent all the documents

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Sooooooo I take it i just to wait for the Court to send questionnaire... perhaps reply again reminding him im waiting for response to my requests? Or leave out BC for now?

    Leave a comment:


  • Amethyst
    replied
    Re: BC/Lowell V Kelike28

    http://www.legalbeagles.info/forums/...fence-lowel-BC

    Leave a comment:


  • kelike28
    replied
    Re: BC/Lowell V Kelike28

    Originally posted by Amethyst View Post
    Itsonlyme had same, two tics I'll get link for you... have they produced documents under either the CPR or cca requests? If no then I'd remind them of such.
    Nope...big fat nothing in regard to documents requested from either Lowell or BC

    Leave a comment:


  • Amethyst
    replied
    Re: BC/Lowell V Kelike28

    Itsonlyme had same, two tics I'll get link for you... have they produced documents under either the CPR or cca requests? If no then I'd remind them of such.

    Leave a comment:

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