** DiScOnTinUeD ** BC/Lowell V Kelike28 ** WON **

[Amethyst]

Re: BC/Lowell V Kelike28

lol, oh well as long as you would have been given an agreement that's okay then, sod what the Consumer Credit Act says....

I'd ignore it tbh.

[kelike28]

Re: BC/Lowell V Kelike28

lol, oh well as long as you would have been given an agreement that's okay then, sod what the Consumer Credit Act says....

I'd ignore it tbh.

Great. Thought as much.

[ohitsonlyme]

Re: BC/Lowell V Kelike28

Amethyst, I do think that Kelike needs to maintain communication(now that it is started)
and as such perhaps you could draft a short reply that outlines or better still underlines the defence that has been entered reminding BC of the claimants duty under the 1978 CCA

Again a slooooow reply or no reply would be better as it is already becoming ping pong letters with no action on BCs part only bullying/scare tactics so state this failure to supply in any letter back to them and wait for the court to decide what BC have to do next if they continue

onlymeagain

[bigontv123]

Re: BC/Lowell V Kelike28

Again. I'm in the same position. Sent an email to them only for them to reply with...

Thank you for your email, the contents of which we have noted.It is the original creditor’s policy to provide an agreement to its customers at the point of contract and statements throughout and therefore you have already been provided with validation of the debt. Our client will therefore provide a validation of the debt in accordance with the court’s directions.We recommend that you seek independent legal advice

Any help would be great!

[kelike28]

Re: BC/Lowell V Kelike28

Amethyst, I do think that Kelike needs to maintain communication(now that it is started)
and as such perhaps you could draft a short reply that outlines or better still underlines the defence that has been entered reminding BC of the claimants duty under the 1978 CCA

Again a slooooow reply or no reply would be better as it is already becoming ping pong letters with no action on BCs part only bullying/scare tactics so state this failure to supply in any letter back to them and wait for the court to decide what BC have to do next if they continue

onlymeagain

Just received info from Court re small claims track mediation and the questionnaire..... any recent links to share with how to answer this most I get but just to be sure

[kelike28]

Re: BC/Lowell V Kelike28

Shall I actually full in paper form or will the same thing be online?

[Amethyst]

Re: BC/Lowell V Kelike28

Okay so you have the N180, yes it's all quite straightforwards. You don't need to ask for anything specific in it. There's no fee for you to pay with the N180. Paper is best.

Any questions you aren't sure of just shout. I'll see if there's a completed one about to look at.


Did you receive a copy of BC's yet?

[kelike28]

Re: BC/Lowell V Kelike28

Okay so you have the N180, yes it's all quite straightforwards. You don't need to ask for anything specific in it. There's no fee for you to pay with the N180. Paper is best.

Any questions you aren't sure of just shout. I'll see if there's a completed one about to look at.


Did you receive a copy of BC's yet?

Nope nothing from BC - does that come from them or the court?

[Amethyst]

Re: BC/Lowell V Kelike28

Sometimes they send a copy and sometimes the court, you don't always get a copy if its just straightforwards. They have a fee to pay for continuing with the case at this stage so don't worry if you don't get a copy. Get yours sent in and give the court a call in a week to see if they have received both parties N180's.

[Amethyst]

Re: BC/Lowell V Kelike28


Possibly you'll get one of these letters next.

Think you had this one already

and the consent order



possibly this one without the extension decline section

[kelike28]

Re: BC/Lowell V Kelike28

Possibly you'll get one of these letters next.

Think you had this one already

and the consent order



possibly this one without the extension decline section

Yes I've had all of those.... The court order had gaps where info was to be input.

[kelike28]

Re: BC/Lowell V Kelike28

Do I fill in mediation form?

[Amethyst]

Re: BC/Lowell V Kelike28

Yes.

Though mediation would be ' give me the documents then we can discuss it' so pretty pointless really

[kelike28]

Re: BC/Lowell V Kelike28

Yes.

Though mediation would be ' give me the documents then we can discuss it' so pretty pointless really

No way is that what it is. Big waste of time.

[Amethyst]

Re: BC/Lowell V Kelike28

It's just another minor pawn in the chess game you're playing with BC.