** DiScOnTinUeD ** BC/Lowell V Kelike28 ** WON **

[kelike28]

Re: Bryan Carter on behalf of Lowell Claim form

it is for very catalogue £1698.44 to which interest of £516.38 has been added plus court costs and sols fees...total now 2399.82. I opened the account around 2007, i cant remember how when etc i opened it. HOw can i avoid a CCJ? Only way is to pay in full what they are askign as i dont have anthing near that amount. Im devestated at this, really does stop one functioning properly. Thanks for helping me with advice

[kelike28]

Re: Bryan Carter on behalf of Lowell Claim form

Ouch, i just wrote out so much and it has disappeared!! Do i send forms N9A, N9CPC and N9B back to the court with a copy to BC?

[FlamingParrot]

Re: Bryan Carter on behalf of Lowell Claim form

Hi All,

Forgive me if i should be asking this elsewhwere, this is my first thread and im in a little panic. I had a letter from BC a few weeks ago asking for me to arrange a payment of an old debt to Very (which got sold to lowell) then passed to him. Through various reasons i stopped paying Lowell sometime ago and having moved a few times things have obviously lapsed and only just come to my attention again. I admit to oweing the money and tried to make an arrangemnet via BC website which my last 3 or 4 emails have just been ignored. Then i have a letter saying a claim form from Northampton would be with me withihng 48hrs which is was the next morning. I am filling the forms out but confused as i agree to owing the money but dont see why i should pay extra interest and fees when id already made an offer via the website prior to getting this claim form. What should i do, i feel sick at the thought of a CCJ.
Thanks

Hi, Try not to panic, you have the evidence of your emails sent prior to the court claim being issued. I would complete the forms (and return them TO THE COURT and send a COPY to BC ) stating a partial admission to the claim (the amount you admit you owe and want to pay) and that you intend to defend the remainder of the claim.

A partial admission will very likely result in a CCJ for the amount admitted.

Wouldn't it be possible to make a partial settlement offer instead? How much is the amount claimed?

If it's an old catalogue account, it may be possible to dispute it on the basis of no signed agreement, as they often didn't require one before sending out the goods.

[Amethyst]

Re: Bryan Carter on behalf of Lowell Claim form

Hi, Try not to panic, you have the evidence of your emails sent prior to the court claim being issued. I would complete the forms (and return them TO THE COURT and send a COPY to BC ) stating a partial admission to the claim (the amount you admit you owe and want to pay) and that you intend to defend the remainder of the claim.