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Old bank loan & Crapbot

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  • #1

    Old bank loan & Crapbot

    This lot have popped up looking for the balance of an old loan that I had with a bank several years ago. I'd been paying a reduced amount and then CC'd (77/78) them about the agreement, called it into dispute and then stopped paying. I don't recall any letter of assignment but Cabot has attached a 'reconstituted from original' document of assignment.

    I'm going to have to check all the old paperwork. In the meantime, I guess the next step is to CC Cabot for the agreement. It's been many years since I've done this so have there been any developments or alterations to legislature that I should be aware of? BTW, the account is not SB'd.
    Last edited by Captain Haddock; 21st February 2017, 10:30:AM.
    Tags: None
  • #2
    Re: Old bank loan & Crapbot

    It's a good idea to SAR the original creditor; you never know what might fall out when you shake that tree!
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: Old bank loan & Crapbot

      The original one? Why SAR them? The beef now is with Crapbot.

      Comment

      • #4
        Re: Old bank loan & Crapbot

        Account is pre-2007, fwiw.

        Comment

        • #5
          Re: Old bank loan & Crapbot

          Originally posted by Captain Haddock View Post
          The original one? Why SAR them? The beef now is with Crapbot.
          & Cabot are going to give you all the details?
          I think not!

          Originally posted by Captain Haddock View Post
          Account is pre-2007, fwiw.
          When was it sold to Cabot?
          CAVEAT LECTOR

          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

          You and I do not see things as they are. We see things as we are.
          Cohen, Herb

          There is danger when a man throws his tongue into high gear before he
          gets his brain a-going.
          Phelps, C. C.

          "They couldn't hit an elephant at this distance!"
          The last words of John Sedgwick

          Comment

          • #6
            Re: Old bank loan & Crapbot

            Originally posted by charitynjw View Post
            & Cabot are going to give you all the details?
            I think not!


            When was it sold to Cabot?
            Sold 2015.

            Comment

            • #7
              Re: Old bank loan & Crapbot

              Originally posted by Captain Haddock View Post
              Sold 2015.
              In which case the original creditor will still hold data on file.
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb

              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.

              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick

              Comment

              • #8
                Re: Old bank loan & Crapbot

                I still don't see the point in SARing the OC. Or am I missing something?

                Comment

                • #9
                  Re: Old bank loan & Crapbot

                  You could be missing an awful lot if you don't SAR them.
                  Your call, though.
                  CAVEAT LECTOR

                  This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                  You and I do not see things as they are. We see things as we are.
                  Cohen, Herb

                  There is danger when a man throws his tongue into high gear before he
                  gets his brain a-going.
                  Phelps, C. C.

                  "They couldn't hit an elephant at this distance!"
                  The last words of John Sedgwick

                  Comment

                  • #10
                    Re: Old bank loan & Crapbot

                    Can I SAR them on that account only? I don't fancy the idea of sifting through everything on every account I had with them hitting the mat!

                    Comment

                    • #11
                      Re: Old bank loan & Crapbot

                      If you give explicit details (account no. etc), they can confine the data to that particular agreement.
                      CAVEAT LECTOR

                      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                      You and I do not see things as they are. We see things as we are.
                      Cohen, Herb

                      There is danger when a man throws his tongue into high gear before he
                      gets his brain a-going.
                      Phelps, C. C.

                      "They couldn't hit an elephant at this distance!"
                      The last words of John Sedgwick
                      • 1 thank

                      Comment

                      • #12
                        Re: Old bank loan & Crapbot

                        Thanks. I also had a look at the templates.
                        • 1 thank

                        Comment

                        • #13
                          Re: Old bank loan & Crapbot

                          How many company names does this outfit have? One letter says CF(UK)Ltd now owns the account and another says CF(Europe)Ltd.

                          Anyone clear this up? How can two seemingly separate entities own the one account?

                          Comment

                          • #14
                            Re: Old bank loan & Crapbot

                            Anyone?

                            Comment

                            • #15
                              Re: Old bank loan & Crapbot

                              Originally posted by Captain Haddock View Post
                              Anyone?
                              Originally posted by Captain Haddock View Post
                              How many company names does this outfit have? One letter says CF(UK)Ltd now owns the account and another says CF(Europe)Ltd.

                              Anyone clear this up? How can two seemingly separate entities own the one account?
                              I found this but I haven't fully read it.
                              http://legalbeagles.info/forums/show...ghlight=pt2537

                              Comment

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