Cabot small claim scotland please help

Wendyb6969

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Joined: Mar 2014

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Cabot small claim scotland please help

26th March 2014, 19:13:PM

Please can you help I've received a small claim from Cabot who bought a debt from vanquis for credit card debt.
i live in scotland so it's small claims, for £2777 they said I last paid in June 2013' but I know I haven't paid anything since 2009. I took the card out in 2006 and unfortunately fell behind with payments due to ill health and husbands redundancy.
I've now had this summons that was posted through my letterbox even though it had recorded delivery label on it. However I don't want to ignore this, what should I do please?

i have until may 22nd for court date, need to respond 8th may?

should I request CCA? As I doubt they'll have paperwork? Please can you help? Thanks

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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Cabot small claim scotland please help