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Hi All
Cabot issued a single claim 12 months ago for two credit card debts. I supplied a standard "statute barred" defence and the claim was stayed.
I heard nothing for 12 months.
Now, they are going for Summary Judgement on the basis that my defence of "statute barred" is invalid.
I have looked through their evidence bundle and note the following:
1)There is a signed credit agreement for one card, but not the other.
2)They have produced aged statements for both cards showing a last payment made on both cards around 4.5 years from when the claim was originally issued last year.
3)The statements are copies, with no heading or logos.
I would like to ask if anyone of you see a path to winning this. I am happy to provide more information as required.
Please advise....
Cabot issued a single claim 12 months ago for two credit card debts. I supplied a standard "statute barred" defence and the claim was stayed.
I heard nothing for 12 months.
Now, they are going for Summary Judgement on the basis that my defence of "statute barred" is invalid.
I have looked through their evidence bundle and note the following:
1)There is a signed credit agreement for one card, but not the other.
2)They have produced aged statements for both cards showing a last payment made on both cards around 4.5 years from when the claim was originally issued last year.
3)The statements are copies, with no heading or logos.
I would like to ask if anyone of you see a path to winning this. I am happy to provide more information as required.
Please advise....
