Hi, Firstly apologies if I've repeated a "similar" request via another thread - all new to this....
I have a question around the Particulars of Claim that have been set out in the Claim form I have received recently below:
By agreement between XXXX and the Defendant on around xx/xx/2016 ('the Agreement') XXXX agreed to loan the Defendant monies. The Defendant did not pay the installments as they fell due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the4 Agreement but do seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a. from xx/xx/2021 until date of issue only, or such interest as the Courts think fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. £xxxx.xx 2. Interest of £xxxx.xx 3. Costs
The default date was in 2017 and nothing is on my credit file. Do I need to prepare and file a defence and respond to the claim form via monyclaim.gov.uk?
Any help/advise and what to do next appreciated please?
I have a question around the Particulars of Claim that have been set out in the Claim form I have received recently below:
By agreement between XXXX and the Defendant on around xx/xx/2016 ('the Agreement') XXXX agreed to loan the Defendant monies. The Defendant did not pay the installments as they fell due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the4 Agreement but do seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a. from xx/xx/2021 until date of issue only, or such interest as the Courts think fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. £xxxx.xx 2. Interest of £xxxx.xx 3. Costs
The default date was in 2017 and nothing is on my credit file. Do I need to prepare and file a defence and respond to the claim form via monyclaim.gov.uk?
Any help/advise and what to do next appreciated please?
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