Hi all,
Yesterday I received a CCJ claim form for a debt owed to Newday/Cabot/Mortimer. I'm eager to settle the amount out of court so that I don't get a CCJ against my name, and am wondering the best strategy to do this.
Received a claim? Yes/No: Yes
Issue Date: 17th May 2022
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3000
Claimant’s Name: Cabot Financial (UK) Limited
Solicitors Firm: Mortimer Clarke Solicitors Ltd
Original Creditor: New Day Ltd (Aqua credit card)
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Particulars of Claim: I took out the credit card online in 2019. Due to COVID around 2020 I struggled to keep up payments and eventually the card defaulted. I haven't made any payments on the card and allowed the situation to deteriorate to this stage.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 5 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: I would like to make a payment and not enter into a CCJ payment plan (because I don't want a CCJ against my name if possible).
Yesterday I received a CCJ claim form for a debt owed to Newday/Cabot/Mortimer. I'm eager to settle the amount out of court so that I don't get a CCJ against my name, and am wondering the best strategy to do this.
Received a claim? Yes/No: Yes
Issue Date: 17th May 2022
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3000
Claimant’s Name: Cabot Financial (UK) Limited
Solicitors Firm: Mortimer Clarke Solicitors Ltd
Original Creditor: New Day Ltd (Aqua credit card)
Original Debt (eg. Credit card/Loan/Overdraft) : Credit Card
Particulars of Claim: I took out the credit card online in 2019. Due to COVID around 2020 I struggled to keep up payments and eventually the card defaulted. I haven't made any payments on the card and allowed the situation to deteriorate to this stage.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 5 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: I would like to make a payment and not enter into a CCJ payment plan (because I don't want a CCJ against my name if possible).
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