Cabot CCA Documents Sent after 8 months from request

[SJT]

Good afternoon,

I am hoping someone on here would be able to help me with an issue I am having with Cabot Financial, I received a debt collection letter from them regarding an old Nat West account I had and then requested a CCA from them. They responded to say that they did not have the information and that the debt was unenforceable until they were able to find the information. I have received various letters over the last 8 months chasing the debt. I have today received a letter with the CCA information supplied some 8 months after I requested the information. I have no idea if what they have sent me is correct, would I be able to send the documents to someone so they can advise if this does actually meet the correct criteria.

Thank you in advance for your help.

Kind regards

SJT

[DE DOGS]

It should show the agreement that you used to apply for a loan or credit card, I would request a photocopy of the original document as anything can be made up.

[dudey007]

Hi yes im in the same boat with the PRA group after 6 months they sent me what looks like a photo copy of my CCA with my address at the top and at the bottom a box with a tick in it and a date looks a bit dubious there is no signature from the bank or my amount of credit or credit limit also it had a payment sheet with it and I get10% off my debt if I pay within a period is this made up?

[echat11]

Hi yes im in the same boat with the PRA group after 6 months they sent me what looks like a photo copy of my CCA with my address at the top and at the bottom a box with a tick in it and a date looks a bit dubious there is no signature from the bank or my amount of credit or credit limit also it had a payment sheet with it and I get10% off my debt if I pay within a period is this made up?

It might be an idea to start your own thread.