2 Cabot/Mortimer Clarke CCJs going through - Help needed

[Mitz1e]

Amethyst


Many thanks for all of your help so far.* Can I please ask some more questions, one of which is quite urgent.


Most urgent to deal is the Mortimer Clarke CPR response regarding the very old (1990) Lloyds credit card where the defence is due to be filed by Tuesday.* They have replied that they have requested documents from their client and may need to go back to the original creditor to ask for these.* They have, of course denied the deed of assignment.* They end by saying that their client will agree to an extension of 28 days for me to file my defence and that I should let the court know under Rule 15.5(2).* Don't quite get this.* Is it some tactic to trip me up on a technicality? Any advice? I've seen that I would have to write to the court to do this and time is short as always. Letter dated 29/11 but only received yesterday.

Other case - the big Lloyds loan from 2010. I submitted the defence on Tuesday 3rd and have received a letter from Mortimer Clarke that has crossed over (dated 29/11 but only arrived yesterday). 1st page rejects the f&f offer that I made some time ago and asks if I can better it.* The rest is a response to the CPR request stating main facts as they see them, saying that they have requested documents that may be some time, refusing deed of assignment and saying that if I wish to continue with dispute I should provide them with clear details of the legal basis within 7 days and that they are otherwise keen to resolve and that I should reply via the court documentation.* As I've submitted the defence as above on this does that suffice for now?

Do you need any further info:?


*

[Mitz1e]

Anyone on point 1 please

[MIKE770]

simples Defence is = on such a date a request under CPR31.14 or CCA1974 (what ever you asked for )as long as it is listed in the original claim form) and at such a date not received, send defence Monday on line.* *now read threads on the subject as you have to help yourself as well! if not listed then ask later in proceedings as for what you are chasing if not mentioned as yet on court form they ignore

[Mitz1e]

I have read so many threads they were swimming before the eyes. Defence was already drafted and ready to go so will submit as intended on Monday. It was the sudden 28 days thing in their latest letter that threw me but of course it's actually for their benefit not mine to give themselves more of a chance to come up with 30 year old paperwork. Sorry not mentally in a good place at the moment and overthinking things.

[MIKE770]

28 days is for defence so check dates. Do on line

[Mitz1e]

Per earlier in thread - all sorted on dates and defence is ready. Confusion caused by the form letter received that looked like something that it wasn't as dates etc had crossed over but then they're not in this to make it easy! Thanks for clearing the confusion.