Restons Solicitors

[Amethyst]

Ok - did you send the cca request at all ?Â*

The IE sheet will have more weight if you've had CABs input and help with it - the amounts will be right and other debts put in a pro rata Â*basis so any offer is actually affordable and representative of your situation overall.Â*



Â*

[Baby Mum]

Morning, Amethyst.
So glad you are back.
Yes, I did send the CCA request to them.
Now have to go to CAB. But the only problem I have is how to accurately do the IE calculations is my income is different every time, depending on how many shifts I work. The difference between my salaries can be huge - sometimes I might do one shift per week and sometimes six.

[Baby Mum]

How do I do the IE form if my salaries are different all the time, please?

[Baby Mum]

Hi, I have received a court date in January and documents from Restons. Also a letter from Cabot with regards to my request.

[Baby Mum]

[Baby Mum]

[Baby Mum]

I think I have to write an amended defense. Please, help.

[Baby Mum]

Amethyst*, please*

[pt2537]

Hi there

Theyve applied for summary judgment by the seems of it, you will need ot make sure you file a witness statement opposing summary judgment, without any evidence you will be unable to defend the application.

If you are seeking to amend your defence then you will need to apply to the Court for permission too as you cannot amend without the Courts permission

[Amethyst]

Sorry for missing your post - Indeed as PT says yes you would need to file a WS in response to the application ( 7 days before hearing ) stating why summary judgment isn't appropriate and why your defence should continue ( and amended if needed)
They haven't sent the full agreement yet ? Nothing with their application ? Only the letter saying they don't have it ?
They've only supplied a fuzzy copy of the front of the application so far haven't they? ( this one*https://legalbeagles.info/forums/fil...hotoid=1496227 )*

Strange to send a letter saying they don't have it when they reckon they have already provided it... they probably realise the copy they sent wouldn't be enough for the CCA compliance.


First though did you manage to get into CAB to go through your IE sheets with the view of making an instalment offer ?so you know where you stand if it's needed.

[Baby Mum]

Dear PT2537 and Amethyst,
Thanks so much.

How do I write the WS?
Also, yes, I did find it strange that they said they don't have the agreement.

I didn't get to CAB as yet as was working but will do it ASAP.

[MIKE770]

Witness Statements

[Amethyst]

Indeed, those are good examples of Witness Statements to give you an idea.

Now you have your CCA request in place and not complied with you can apply to amend your defence at the same time as defending the summary judgment application. I'll have a look through a bit later (I'm stuck trying to sort out a site issue this morning ) xxx

[Amethyst]

Getting there now things are a bit quieter ... I haven't forgotten you xx

[Amethyst]

In all of the correspondence , other than the claim form and a couple mentions in the witness statement, is there any letter FROM MFS Portfolio Ltd.

I can't find the particulars of claim - I'm sure you did post them on the thread but with the major forum glitches I've been trying to sort out, they may have removed themselves - any chance you can post them again.


Your defence that you do not recognise any money owed to the claimant is ok for now as all the paperwork provided refers only to various forms of Cabot. That's why I'm checking about the MFS side.