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Originally posted by KingUnemployed
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I was very interested to read, that payment of a debt after statute barred limit does not reset the clock, obviously it does if it is within 6 years.
This is not a court action letter and for Mortimer Clarke it is their jobsworth to start legal action in a small claims court. Follow the above directions unless you want to line their pockets and let them carry on with their business model, by paying them - they believe if they can threaten and intimidate you, you will pay them for nothing - its a win-win for them and people paying out keeps them in business because it is so profitable -especially now as everyone is worried and anxious about coronavirus -these leaches are super happy as they see big profits coming their way.
Write them a state barred letter with signed-for delivery, for which they will respond with either an investigation or state to you, you are wrong and you should seek legal advice and send you 10 more threat letters for legal action to pressure you into paying. If you do not pay, in about 2023 they will write lots of letters to you again.
I am currently being taken to small claims court by them, where they mysteriously made payments for a 2008 student overdraft in 2014 and are stating payments they made count as payments from me despite not reducing the overdraft amount owed. They have even sent a bailiff/debt collector with an official looking fake court order which they would not give a copy of, to get money off my OAP mother, if my neighbours were not there I dread to think of what would have happened with these sharks. It is how low the company go.
If you have not made any payments within 6 years and payments were made after 6 years, then ask for a refund in your statute barred letter sent by signed delivery. Depending on advice of others in the forum, consider either a counter-claim when they go ahead with small claims court action or put a claim in yourself.
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