Hi all I hope you can help. My ex husband run up some debts before we divorced in 2008. I was main card holder. Sorted most out over a period of time and all sorted. Then in 2015 I received a court letter from Northampton which I ignored as I had written to caboot asking for the original agreement and I am not sure this is my debt. They wrote back claiming that now they had a ccj they did not have to provide this information. It's is now nearly 4 years later and today I've had a letter / application to earnings order..HELP
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Apologies for your post having been missed Wheels. Unfortunately it sounds as though they obtained a judgment in default as you hadn't responded to the court to file a defence. To avoid the attachment of earnings order you will need to make an offer to pay the judgment direct to the claimant, and if it isn't accepted you could apply to the court for payment by installments ( form N245 ).#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First Steps
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- wheels2011 Today, 09:29:AM
Good morning
will try and make this short. I recently received an attachment of earnings order via cabot for a debt almost 11 years old. They got me on 1 month before the debt was statue barred.this was 3 years ago. I filled in the attachment order and returned to Salford within the time frame requested and have received a reply this week stating I have to pay 150 a month back to Mortimer Clarke. I simply cannot afford this high amount each month. My question is.. a. Can I have this 're looked at.. shoukd I get advise from step change? The attachment has not been enforced. Just not sure what to do..or is it too late to offer them a settlement figure? The debt is 4, 600.
secondly can also someone spread some light on... if cca's were sent to all debtors in 2015 and all responded stating they were unable to locate original debt does this now mean they are statue barred. Meaning the cca is not acknowledgement of the debt. I'm confused by the 6 year period and if my cca request in 2015 was an acknledgement. - wheels2011 Today, 09:33:AM
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- wheels2011 Today, 09:29:AM
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If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
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