Received a claim? Yes
Issue Date: 15-12-2017
Amount approx: 1979.25
Claimant: Cabot Financial (UK) LTD
Solicitor: Mortimer Clarke Solicitors LTD
Original Credit: Capital One
Particulars of Claim:
By an agreement between CAPITAL ONE BANK (EUROPE) PLC & the Defendant on or around 08/10/2015 (the Agreement) CAPITAL ONE BANK (EUROPE) PLC agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due & the Agreement was terminated, The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE CLAIMS 1794.25
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
The card was being used by my son as he was at uni and couldn't get credit as he only just turn 20 at the time and had no credit score of his own as he was still living at home, so being a parent i took the card out and everything went fine for the first year payments was being made then they stopped, any letters i got i sent to him and then we fell out and stopped talking as you do and got left with this mess to clean up.
So i done the Acknowledged of the Claim on the 20/12/2017, Sent a CCA request and Sent a CPR 31.14 request on the 21/12/2017, as for the credit card itself i apply online so no paper work, but did get a letter back from Mortimer Clarke Solicitors saying...
" Thank you for your letter dated 21/12/2017.
We acknowledge your request for documents pursuant to section 77-79 of the consumer credit act 1974 and pursuant under CPR 31.14.
For the avoidance of doubt, this firm acts on its clients instructions. The firm does not hold the documentation you have requested. We have asked our client to provide them and will come back to you as soon as we can.
In the meantime, the matter has been placed on hold and no further action will be taken,"
Have checked with the courts and they had nothing from them to say this, there's a surprise so by my dates i got till the 17/01/2018 till 4 pm to file my defence with the courts, i looked at the template for Defence but at a lost as which bit to leave and which to take out any help would be very grateful guys.
Issue Date: 15-12-2017
Amount approx: 1979.25
Claimant: Cabot Financial (UK) LTD
Solicitor: Mortimer Clarke Solicitors LTD
Original Credit: Capital One
Particulars of Claim:
By an agreement between CAPITAL ONE BANK (EUROPE) PLC & the Defendant on or around 08/10/2015 (the Agreement) CAPITAL ONE BANK (EUROPE) PLC agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due & the Agreement was terminated, The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE CLAIMS 1794.25
Stat Barred? No
Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request
Other Info:
The card was being used by my son as he was at uni and couldn't get credit as he only just turn 20 at the time and had no credit score of his own as he was still living at home, so being a parent i took the card out and everything went fine for the first year payments was being made then they stopped, any letters i got i sent to him and then we fell out and stopped talking as you do and got left with this mess to clean up.
So i done the Acknowledged of the Claim on the 20/12/2017, Sent a CCA request and Sent a CPR 31.14 request on the 21/12/2017, as for the credit card itself i apply online so no paper work, but did get a letter back from Mortimer Clarke Solicitors saying...
" Thank you for your letter dated 21/12/2017.
We acknowledge your request for documents pursuant to section 77-79 of the consumer credit act 1974 and pursuant under CPR 31.14.
For the avoidance of doubt, this firm acts on its clients instructions. The firm does not hold the documentation you have requested. We have asked our client to provide them and will come back to you as soon as we can.
In the meantime, the matter has been placed on hold and no further action will be taken,"
Have checked with the courts and they had nothing from them to say this, there's a surprise so by my dates i got till the 17/01/2018 till 4 pm to file my defence with the courts, i looked at the template for Defence but at a lost as which bit to leave and which to take out any help would be very grateful guys.
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