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Second CCJ Set Aside Application

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  • Second CCJ Set Aside Application

    Should this be address back to Northampton or to the court it was referred to in the first application.

    In the first application it was ordered that I be provided with paper evidence within 28 days and that I must write back to that court 28 days after that to appeal, after 28 days the solicitors from the other party sent me a letter stating it was taking longer than expected and they would not argue on these grounds, after 4 months I now have part of the paperwork but not complete.

    This is for a credit card they say i owed money on, I was adamant I did not although I did have a credit card with the company back in the 2012. The CCJ was registered in 2015.

    In the middle of 2013 upto this point my balance was zero. and the statements reflect this then in July 2013 my balance is listed under a new card number as £900 odd pounds with no transaction.

    I have checked through my credit report thoroughly and this does coincide with an over credit limit alert I can find no default registered on their.

    I replied back asking for a copy of the default to be told by the solicitors of the other party that one is not available but a contemporaneous copy would be provided when this was available. I am a little unsure of what this actually means for my second application.

    I also queried why the card number was different and where the balance had come from to be told they didn't know but was probably a lost card/new number. But they have all the transactions from when the card was opened upto this point.

    So, really need to know what my next step should be and where the application should be addressed to.
    Tags: None

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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