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Received this morning saying 2 unpaid loans. One was for 90 and the other 123 so on next page says my my claim for 367 + 55 court claim + 32 interest am not good with this stuff so could anyone give me a hand on what to do next thanks alot
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Re: Court claim assert collection/lendingstream
Hi and Welcome
First you should acknowledged service and then you need to get on with writing to the solicitor with a request for all the documents (Original Agreement, Default Notice, Notice of Assignment of the Debt to Lowell etc.) and start preparing your defence. If you have entered into an agreement with them, then they should be able to produce all of this.
There's more information Here of what process to follow. Send a CCA Request to the lender and a CPR request to the solicitors. Finally when you start to write your defence, there's examples of how to format it here.
Are lending stream a payday lender?
COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE
My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.
Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays. -
Re: Court claim assert collection/lendingstream
I phoned the company asset collections up and agreed to pay 25 every 2 weeks was scared of going to court and having to pay more than it isComment
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Re: Court claim assert collection/lendingstream
If you are happy to repay then this is of course your prerogative. The reason I asked if it was a payday lender is that you may be able to claim money back on this if your circumstances at the time were such that the lender was irresponsible in lending to you.Originally posted by Harryc433 View PostCOMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE
My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.
Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.Comment
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Re: Court claim assert collection/lendingstream
Hi Harry
It is not clear if you have received a claim or a letter before action. Is it a N1 claim form?
Looks like this86_Claim_Form edit.pdf86_Claim_Form edit.pdf
If it was like this could you type up the particulars of claim. If it was anything different , if possible can you upload a copy of it while removing personal details or email it to kati@legalbeagles.info with a link to this thread
86_Claim_Form edit.pdfComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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