Court Claim - Lowell / Vanquis - 25-8-2017

[Nattybob]

Received a claim? Yes
Issue Date: 25-8-2017
Amount approx: 1628.63
Claimant: Lowell
Solicitor: Lowell
Original Credit: Vanquis

Particulars of Claim:
The defendant entered imto a consumer credit act 1974 regulated agreement with vanquos the defendant failed to maintain the required payments and a defailt notice eas served and not complied with the agreemenr was later assigned to the claimant 24.05.15 and notice given to the defendant despite repeated requests for payment the sum of 1369.10 remains due and outstanding and the claimant claims tje said sum and interest pursuant to s69 coumty courts act 1984 at the rate of 8% per annum from the dste of assingment to the date of issue accruing a daily rate of 0.030 but limitedcto one year

Stat Barred? No

Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request

Other Info:

[warwick65]

Re: Court Claim - Lowell / Vanquis - 25-8-2017

Good evening and welcome to bedlam

You have started well
Acknowledged claim with intention to defend all

Sent a CCA request with the fee to Lowell

Sent a cpr 31.14.request to the solicitors , i presume you halve asked for the notice of assignment the default notice and the agreement . I would also add into the assignment section the deed of assignment.

At the same time send a SAR to Vanquish with the £10 fee to see what they have

I think the final thing for now would be a CPR18 request asking the following questions

On what date was the DN served
By what methd was the DN served
What was the remedy amount of the DN
What was the date for remedy of the DN

They may then scuttle around and try to recon something that you SAR shows to be utter tripe.

If they stump up with everything, and there are more issues I think than the ones I listed you could always at mediation settle without a CCJ

Lowell closed my account , I think because they had no DN - or one that would stand up in court