Hello guys can you please advice me on the following please.
Received claim form dated 11th may.
Claimant Arrow Global Limited
Solicitors Rentons Limited
original Creditor HSBC
Amount £3061 plus court cost
particulars of claim
The Claimant claims payment the overdue balanced from the defendant under contract between the defendant and HSBC
dated onor about may 15 2006 and assigned to the claimant 0n ~March 28 2014
PARTICULARS a/c no xxxxxxxxxxxxxx
Background
I had a hsbc business account with a 5k overdraft from around 2006 due to recession and ill heath my business count carry on so I could not pay off my overdraft but during the time I was struggling hsbc phoned me and said I need to clear the overdraft and as I had no money ,they said take a loan from us.but to be accept for the loan I must take payment protection.Back to the wall I accepted.
Loan payed into account overdraft gone except they left overdraft in place so I used it up to max again without a single phone call or letter from hsbc.
I struggled along for a couple of years till in the end ill heath finished me off.
I had almost payed of the loan a balance of around £600 left £5000 overdrawn I did claim on ppi and got paid around £2700 paid straight into my overdrawn hsbc account now overdrawn £2300 and £600 unpaid to loan
hence the amount of claim.
Had few letters from different debt buyers but just ignored them as the was no way to pay .
according to my credit report the last payment on the overdraft was August 2011 balance £2368 and last payment on loan August 2011 balance £691
the account number on my credit file don't match the one on claim form.
I am going to file acknowledgment of service but need advice on what to do after I've done that
its because of the loan /overdraft thing I'm not sure how to proceed
thanks to anybody who can help
Received claim form dated 11th may.
Claimant Arrow Global Limited
Solicitors Rentons Limited
original Creditor HSBC
Amount £3061 plus court cost
particulars of claim
The Claimant claims payment the overdue balanced from the defendant under contract between the defendant and HSBC
dated onor about may 15 2006 and assigned to the claimant 0n ~March 28 2014
PARTICULARS a/c no xxxxxxxxxxxxxx
Background
I had a hsbc business account with a 5k overdraft from around 2006 due to recession and ill heath my business count carry on so I could not pay off my overdraft but during the time I was struggling hsbc phoned me and said I need to clear the overdraft and as I had no money ,they said take a loan from us.but to be accept for the loan I must take payment protection.Back to the wall I accepted.
Loan payed into account overdraft gone except they left overdraft in place so I used it up to max again without a single phone call or letter from hsbc.
I struggled along for a couple of years till in the end ill heath finished me off.
I had almost payed of the loan a balance of around £600 left £5000 overdrawn I did claim on ppi and got paid around £2700 paid straight into my overdrawn hsbc account now overdrawn £2300 and £600 unpaid to loan
hence the amount of claim.
Had few letters from different debt buyers but just ignored them as the was no way to pay .
according to my credit report the last payment on the overdraft was August 2011 balance £2368 and last payment on loan August 2011 balance £691
the account number on my credit file don't match the one on claim form.
I am going to file acknowledgment of service but need advice on what to do after I've done that
its because of the loan /overdraft thing I'm not sure how to proceed
thanks to anybody who can help
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