Looking for information on the CCJ process.

[MarshallM]

Hi,

I've posted this in the Money & Debt forum now.

Hopefully someone will be able to help. I'm in my 40s
and this stuff just doesn't get any simpler.


M





I have a CCJ recorded at an old address. I've just discovered it. It's from around
2 years ago, after a dispute with an estate agent (who failed to sell my house in
Bolton, no sale, no fee).

I'd engaged the estate agents when I was renting in Manchester, this is the address
recorded against the CCJ.

Whilst the Bolton house was on the market, my lease ran out at the Manchester
house so I moved back into the one in Bolton as it was still unsold.

I cannot remember receiving any court documents to the house in Bolton.

My question is:

Because the Manchester address is recorded on the CCJ, is that where the court
documents were sent?

Any info gratefully received. Thank you.

M

[warwick65]

Re: Looking for information on the CCJ process.

I can't say for certain but in all probability yes.

If the the estate agent knew you had moved back to Bolton then that may be grounds to apply for a set aside however if I remember correctly when I sold a house, even though it was no sale no fee there were clauses in the agreement that required me to give them certain notice if I was taking it off the market.

[MarshallM]

Re: Looking for information on the CCJ process.

Thanks Warwick65,

the sale of the house got messy, and the agents knew I'd moved back into the property. I'm was just hoping for a definitive answer that the documents would have gone to the Manchester address as that is where the CCJ is recorded.

If that's the case then I could/should be able to get the CCj set aside.

M

[charitynjw]

Re: Looking for information on the CCJ process.

Trust Online should have details of any CCJ's & the court involved .
You can contact the relevant court for further info.

[warwick65]

Re: Looking for information on the CCJ process.

Thanks Warwick65,

the sale of the house got messy, and the agents knew I'd moved back into the property. I'm was just hoping for a definitive answer that the documents would have gone to the Manchester address as that is where the CCJ is recorded.

If that's the case then I could/should be able to get the CCj set aside.

M

If the court papers went to the wrong address AND the claimants knew it was the wrong address AND you have a prospect of winning a defence you could get it set aside

Of course the CCJ is now two years old and will vanish of your credit file in 4 years, if you have it set aside and then lose, you will have it for a further 6 years