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Hello,
My partner has received a CCJ claim from Northampton CCBC, dated 15 Mar 17 for approx. £900. The basic details are as follows;
Claimant :Lowell Portfolio Ltd, Leeds
Solicitor : Cohen Cramer Solicitors, Leeds
Original Creditor : J D Williams Group (Mail Order Catalogue)
Particulars of Claim:
Claim is for the sum of (£) due by the Defendant under an agreement regulated by the CCA 1974 for a JD Williams Account with an account reference of ********. The Defendant failed to maintain contractual payments required by the agreement and and a Default Notice was served under s.87(1) of the CCA 1974 which has not been complied with. The debt was legally assigned on dd/mm/yyyy, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum form the date of assignment to the date of issue of these proceedings in the sum of (£). The claimant claims the sum of (£).
My partner does not acknowledge the debt and believes strongly that this is now statute barred as no written acknowledgement has been made with the creditors, or payment made in her knowledge since at the latest Nov 2010.
We intend to submit the acknowledgment of service tomorrow via MCOL and we have drafted a CCA and CPR letter but would be grateful for any assistance in the fine tuning of these letters, specifically in the documents to request (mentioned?) and subsequent advice for defending the claim.Many thanks in advance, all help will be appreciated!
My partner has received a CCJ claim from Northampton CCBC, dated 15 Mar 17 for approx. £900. The basic details are as follows;
Claimant :Lowell Portfolio Ltd, Leeds
Solicitor : Cohen Cramer Solicitors, Leeds
Original Creditor : J D Williams Group (Mail Order Catalogue)
Particulars of Claim:
Claim is for the sum of (£) due by the Defendant under an agreement regulated by the CCA 1974 for a JD Williams Account with an account reference of ********. The Defendant failed to maintain contractual payments required by the agreement and and a Default Notice was served under s.87(1) of the CCA 1974 which has not been complied with. The debt was legally assigned on dd/mm/yyyy, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum form the date of assignment to the date of issue of these proceedings in the sum of (£). The claimant claims the sum of (£).
My partner does not acknowledge the debt and believes strongly that this is now statute barred as no written acknowledgement has been made with the creditors, or payment made in her knowledge since at the latest Nov 2010.
We intend to submit the acknowledgment of service tomorrow via MCOL and we have drafted a CCA and CPR letter but would be grateful for any assistance in the fine tuning of these letters, specifically in the documents to request (mentioned?) and subsequent advice for defending the claim.Many thanks in advance, all help will be appreciated!
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