Lowell court action on historic debt ( statute barred?)

[Jerry13]

I received a letter from Northampton court business centre regarding a debt claim from Lowell solicitors. The original debt was from 2009 and the last time I had any correspondence from the original loan company was may 2010 when I wrote to them after legal advice asking for the debt to be written off. At that time my house was being repossessed due to business failure so I was advised to write to my creditors asking for my debts to be written off. I received the letter from the court a month ago, 6 years and 8 months from my last correspondence. After advice, I acknowledged the claim on the MCOL service and defended the debt due to it being what I understood to be statute barred under the 1980 limitations act. I received a second court letter about 2 weeks ago with a defence form which I filled in stating I did not want independent mediation due to the statute limitations I believe are in my favour. I have now received a 3Rd court letter saying the case has been referred to my local county court and to wait to hear from the procedures judge. My question and concerns are, what is likely to happen next? Am I correctly informed the debt is statute barred? Do I have a case to answer? What should I do next? Sorry for the long winded ramblings, any advise greatly appreciated. Thanks. Jerry

[pt2537]

Re: Lowell court action on historic debt ( statute barred?)

Hi Jerry

Difficult to answer your questions from the info we have here. Limitation is a difficult issue, the agreement may well include terms which could lead to limitation being affected.

I think what you need to do is get a copy of the agreement / contract that this claim is based on first, so we can see what we are dealing with here