Hi,
I'm actually posting on behalf of my wife.
The claim form was issued 17th February 2017, and she received the claim form yesterday (1st March 2017).
Particulars of Claim
The claim is for the sum of £780.20 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a Aqua account with the account reference of xxxxxxxxxxxxxxxx.
The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s87(1) of the Consumer Credit Act 1974 which has not been complied with.
The debt was legally assigned to the claimant on 31/Mar/2014, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £62.42.
The Claimant claims the sum of £842.62.
Background Information
My wife believes this debt to be Statute Barred based on the fact that she got the credit card shortly after we moved into our previous address (May 2008). The last time she remembers making a payment toward the account was 2009, but can't remember a specific month.
I/we have acknowledged the claim and have sent off a CCA to the claimant (based on the template provided - including the £1 postal order with their name on it, but I wasn't sure how to "endorse" it), and a CPR Request to the solicitor (Cohen Cramer Solicitors - also using the provided template).
Many thanks in advance for any help that may be provided to us.
FallonRPG
I'm actually posting on behalf of my wife.
The claim form was issued 17th February 2017, and she received the claim form yesterday (1st March 2017).
Particulars of Claim
The claim is for the sum of £780.20 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a Aqua account with the account reference of xxxxxxxxxxxxxxxx.
The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s87(1) of the Consumer Credit Act 1974 which has not been complied with.
The debt was legally assigned to the claimant on 31/Mar/2014, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £62.42.
The Claimant claims the sum of £842.62.
Background Information
My wife believes this debt to be Statute Barred based on the fact that she got the credit card shortly after we moved into our previous address (May 2008). The last time she remembers making a payment toward the account was 2009, but can't remember a specific month.
I/we have acknowledged the claim and have sent off a CCA to the claimant (based on the template provided - including the £1 postal order with their name on it, but I wasn't sure how to "endorse" it), and a CPR Request to the solicitor (Cohen Cramer Solicitors - also using the provided template).
Many thanks in advance for any help that may be provided to us.
FallonRPG
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