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Bit of help needed

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  • Bit of help needed

    I have just recieved a court claim from cabot/mortimers regarding a debt to citifinance.
    about 4years ago i had an iva that failed but no one has chased me for money, then a few months ago cabot called demanding immidiate payment.
    as the chap calling was rude and abusive i calmley told him to sod off.
    i have had threatening letters and calls since, amount goes up and down so i just ignore
    then mortimers started so i ignored them.
    I have called once to say i was under the notion that debt was wiped as that is what iva crowd told me.
    another reason i ignore them is last year i was having chemo for cancer when cabot called and like a fool i answered, told them i was having treatment but twat on other end said and i qoute " you got a debt get back to work and pay up, dont give a f**k about excuses.
    all the time i could hear his mate laugh in background.

    sorry to go on but i could do with some advice please
    Tags: None

  • #2
    Re: Bit of help needed

    Just giving this a bump for you
    Px

    An optimist is someone who falls off the Empire State Building, and after 50 floors says, 'So far so good'!
    ~ Anonymous

    Comment


    • #3
      Re: Bit of help needed

      As the IVA failed the debts included in it are not at an end. The creditors can still chase you form the money as long as they are not statute barred.

      When did your iVA fail?

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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