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CCJ papers for old debt 6 years+ #all info included#
Sorry, I posted this somehow onto the 'welcome' board. Ill re post here and try and see if I can delete my previous post.
Hi,
Here are the details for my CCJ papers, Im certain its statute barred but no way of finding out. Please see below!
Received a claim? CCJ
Issue Date: 12/12/16 - I have already acknowledged it and extended it until 28days
Amount approx: 3000
Claimant: ME III limited
Solicitor: Mortimer clark solicitors
Original Creditor: Black horse finance (lloyds)
Particulars of Claim: the claim is for the balance of instalments due and unpaid under an agreement dated 17/08/2009 and under which black horse ltd agreed to provide credit in relation to the purchase of goods payable by instalments ("the agreement"). The agreement was assigned to the claimant. Particulars : 1. amount due and unpaid 3216.97. The claimant therefore claims 1. amount due and unpaid 3216.97
Is the debt Statute Barred? *** This is where Im stuck. This debt is no longer on my credit file, and Im pretty sure its statute barred but no way of finding out?***
List any letters you have sent: None so far due to completely forgetting over Xmas. Im sure most of these offices are going to be closed over Xmas too.
Any Other Info: This CCJ was sent to my mums address. They dont have my current address, Its lucky she still lives there or this would have gone unnoticed! I didnt pay this bill for very long due to change in curcumstances and could no longer afford, buried my head in the sand and didnt hear anything for years until this. Im pretty sure its statute barred but need help with how to find out? I need to also act very quickly as time was wasted over Xmas. But again, I doubt most offices will even be open until new year so now im worried I wont get the reply I need in time. I really need to keep this CCJ off my credit file as Ive had rubbish credit from when I was younger, and after years of rebuilding Im about to purchase a flat in the up and coming months. If it turns out that this isnt statute barred ( certain that it is!) then Im happy to just make some form of payment plan to keep it off my file!
Any help would be appreciated
Thanks in advance
Hi,
Here are the details for my CCJ papers, Im certain its statute barred but no way of finding out. Please see below!
Received a claim? CCJ
Issue Date: 12/12/16 - I have already acknowledged it and extended it until 28days
Amount approx: 3000
Claimant: ME III limited
Solicitor: Mortimer clark solicitors
Original Creditor: Black horse finance (lloyds)
Particulars of Claim: the claim is for the balance of instalments due and unpaid under an agreement dated 17/08/2009 and under which black horse ltd agreed to provide credit in relation to the purchase of goods payable by instalments ("the agreement"). The agreement was assigned to the claimant. Particulars : 1. amount due and unpaid 3216.97. The claimant therefore claims 1. amount due and unpaid 3216.97
Is the debt Statute Barred? *** This is where Im stuck. This debt is no longer on my credit file, and Im pretty sure its statute barred but no way of finding out?***
List any letters you have sent: None so far due to completely forgetting over Xmas. Im sure most of these offices are going to be closed over Xmas too.
Any Other Info: This CCJ was sent to my mums address. They dont have my current address, Its lucky she still lives there or this would have gone unnoticed! I didnt pay this bill for very long due to change in curcumstances and could no longer afford, buried my head in the sand and didnt hear anything for years until this. Im pretty sure its statute barred but need help with how to find out? I need to also act very quickly as time was wasted over Xmas. But again, I doubt most offices will even be open until new year so now im worried I wont get the reply I need in time. I really need to keep this CCJ off my credit file as Ive had rubbish credit from when I was younger, and after years of rebuilding Im about to purchase a flat in the up and coming months. If it turns out that this isnt statute barred ( certain that it is!) then Im happy to just make some form of payment plan to keep it off my file!
Any help would be appreciated
Thanks in advance
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