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Hi this is my first post and I'm hoping someone can help me through this process as I'm stressing about it.
I have received court papers today from Lowells for a £1000 phone bill.
To cut a long story short i had a breakdown in a 10 year relationship and made some very dumb financial decisions.
Since this breakdown (3 years ago) I have been a single parent working part time.
Some info
The debt is 2 3 years old
I have included the particulars of claim below.
I have not acknowledged the court papers yet or the debt with Lowell.
I'm willing to offer settlement of 10 percent as that's all I can afford or defend this case if I can find a loop hole.
Lowell have 4 other debts of mine dating from the same year all alot lower that the one stated above.
Can I fight this what are my best options.
Can anyone please help me through this process.
I have received court papers today from Lowells for a £1000 phone bill.
To cut a long story short i had a breakdown in a 10 year relationship and made some very dumb financial decisions.
Since this breakdown (3 years ago) I have been a single parent working part time.
Some info
The debt is 2 3 years old
I have included the particulars of claim below.
I have not acknowledged the court papers yet or the debt with Lowell.
I'm willing to offer settlement of 10 percent as that's all I can afford or defend this case if I can find a loop hole.
Lowell have 4 other debts of mine dating from the same year all alot lower that the one stated above.
Can I fight this what are my best options.
Can anyone please help me through this process.
