Court papers received today from lowells any help please

mik3y

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Joined: Nov 2016

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Court papers received today from lowells any help please

4th December 2016, 10:17:AM

Hi this is my first post and I'm hoping someone can help me through this process as I'm stressing about it.
I have received court papers today from Lowells for a £1000 phone bill.
To cut a long story short i had a breakdown in a 10 year relationship and made some very dumb financial decisions.
Since this breakdown (3 years ago) I have been a single parent working part time.
Some info
The debt is 2 3 years old
I have included the particulars of claim below.
I have not acknowledged the court papers yet or the debt with Lowell.
I'm willing to offer settlement of 10 percent as that's all I can afford or defend this case if I can find a loop hole.
Lowell have 4 other debts of mine dating from the same year all alot lower that the one stated above.
Can I fight this what are my best options.
Can anyone please help me through this process.

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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Court papers received today from lowells any help please