Hello,
Hoping someone can help me out here...
My mum has received a summary cause summons for a debt with MBNA, arrow now have the debt. Last payment was made 2013, defaulted probably around 2009-2010. 3.5K balance. To cut a long story short my mum moved a few times to escape an abusive ex, he ran up debt in her name however she was of the understanding that this was already paid. (a lie by him). Anyway, the hearing date is the second week in Nov, she has to respond by the end of Oct, saying she wishes to defend/admit the claim/partly admit the claim.. I've written to Arrow/Shooesmiths and requested the CCA, heard nothing.
Can anyone help with what she should do next? I'm at a loss. My understanding is if she defends, she will need to attend court, which she wants to avoid at all costs... (Scottish Courts) Credit Card was taken out in 2006.
Any help would be much appreciated.
Thanks
Blonde2016
Hoping someone can help me out here...
My mum has received a summary cause summons for a debt with MBNA, arrow now have the debt. Last payment was made 2013, defaulted probably around 2009-2010. 3.5K balance. To cut a long story short my mum moved a few times to escape an abusive ex, he ran up debt in her name however she was of the understanding that this was already paid. (a lie by him). Anyway, the hearing date is the second week in Nov, she has to respond by the end of Oct, saying she wishes to defend/admit the claim/partly admit the claim.. I've written to Arrow/Shooesmiths and requested the CCA, heard nothing.
Can anyone help with what she should do next? I'm at a loss. My understanding is if she defends, she will need to attend court, which she wants to avoid at all costs... (Scottish Courts) Credit Card was taken out in 2006.
Any help would be much appreciated.
Thanks
Blonde2016