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Reston/Arrow Global

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  • Reston/Arrow Global

    Hi

    Please hep me. I came home yesterday to a court claim. Claimant Arrow Global and the Solicitors Restons. I had two previous correspondance from this solicitors which I ignored as I had no idea who they were and thought that this may be some sort of scam as I do not remember owing them money. Particulars state:
    " The claimant claims payment of the overdue balance due from the defendent under a contract between the defendant and Santander. dated on or about Aug 24 2007 and assigned to the claiment on May 10 2013.

    I really do not know what this is about. I was living elsewhere at the time also. Please advise as I apparently owe nearly a thousand pounds. I had a bit of debt a while back but due to redundancy paid my creditors off. I have since sold my house due to divorce and now rent. I cannot afford this.
    Tags: None

  • #2
    Re: Reston/Arrow Global

    Have you acknowledged the claim with intent to defend? You must do that asap!

    Here's a link to your first steps which includes links to both the CCA and CPR requests - http://legalbeagles.info/forums/show...it-Court-Claim

    tagging [MENTION=55034]nemesis45[/MENTION] [MENTION=6]Amethyst[/MENTION] xx
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
    But please include a link to your thread so I know who you are.

    Specialist advice can be sought via our sister site JustBeagle

    Comment


    • #3
      Re: Reston/Arrow Global

      Thank you, I will get on that straight away. Do I write to Arrow or Santander...I am guessing Santander has "sold" whatever this is on?
      Last edited by GSDgirl; 17th July 2016, 09:49:AM.

      Comment


      • #4
        Re: Reston/Arrow Global

        Hi GSDgirl & welcome to LB.

        Could this be a store card? (which may have 'transformed' into a credit card?)

        Imho, you should follow @Kati's informed opinion (Above), even though the PoC doesn't refer to the Consumer Credit Act or a regulated agreement..........they (AG/R) just mention a 'contract'.
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: Reston/Arrow Global

          Originally posted by GSDgirl View Post
          Thank you, I will get on that straight away. Do I write to Arrow or Santander...I am guessing Santander has "sold" whatever this is on?
          CCA request would go to the claimant (so Arrow Global)
          CPR to the claimants' solicitor (so Restons)

          In the CPR you can request anything that is mentioned in the PoC
          Originally posted by GSDgirl View Post
          Particulars state:
          " The claimant claims payment of the overdue balance due from the defendant under a contract between the defendant and Santander. dated on or about Aug 24 2007 and assigned to the claimant on May 10 2013.
          so it looks like you can ask for the "contract" and the "notice of assignment"

          Originally posted by charitynjw View Post
          Could this be a store card? (which may have 'transformed' into a credit card?)

          Imho, you should follow @Kati's informed opinion (Above), even though the PoC doesn't refer to the Consumer Credit Act or a regulated agreement..........they (AG/R) just mention a 'contract'.
          the PoC is a bit sparse isn't in
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #6
            Re: Reston/Arrow Global

            Originally posted by Kati View Post

            the PoC is a bit sparse isn't in
            As the hair on Kojak's head, lol!

            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb


            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.


            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment


            • #7
              Re: Reston/Arrow Global

              Originally posted by charitynjw View Post
              As the hair on Kojak's head, lol!

              Even the claim form is a bit weird, the coat of arms and the date stamp are really blurry and obviously photocopied.

              Comment


              • #8
                Re: Reston/Arrow Global

                Originally posted by GSDgirl View Post
                Even the claim form is a bit weird, the coat of arms and the date stamp are really blurry and obviously photocopied.
                do you want to email me a pic of it along with a link to this thread (kati@legalbeagles.info) I'll redact and post up for the other Beagles to look at

                K xx
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #9
                  Re: Reston/Arrow Global

                  Thanks will do that now xx

                  Comment


                  • #10
                    Re: Reston/Arrow Global

                    Just sent but thecamera makes them look better than they actually
                    are.

                    Comment


                    • #11
                      Re: Reston/Arrow Global

                      ........
                      Attached Files
                      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                      It doesn't matter where your journey begins, so long as you begin it...

                      recte agens confido

                      ~~~~~

                      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                      But please include a link to your thread so I know who you are.

                      Specialist advice can be sought via our sister site JustBeagle

                      Comment


                      • #12
                        Re: Reston/Arrow Global

                        [MENTION=88063]GSDgirl[/MENTION]

                        Looks pretty kosher, but if you have concerns about the authenticity, you could phone the court for verification.
                        CAVEAT LECTOR

                        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                        You and I do not see things as they are. We see things as we are.
                        Cohen, Herb


                        There is danger when a man throws his tongue into high gear before he
                        gets his brain a-going.
                        Phelps, C. C.


                        "They couldn't hit an elephant at this distance!"
                        The last words of John Sedgwick

                        Comment


                        • #13
                          Re: Reston/Arrow Global

                          I'm erring on the side of kosher. It seems legit as all on the moneyclaim site. I have submitted my intent to defend and thanks to you and Kati have drawn up the letters to both Arrow and Restons to put in the post tomorrow. Many thanks to both of you for your advice. I will keep you updated if I may? xxxx Glad I joined here and had some sound advice. xx

                          Comment


                          • #14
                            Re: Reston/Arrow Global

                            Originally posted by GSDgirl View Post
                            I'm erring on the side of kosher. It seems legit as all on the moneyclaim site. I have submitted my intent to defend and thanks to you and Kati have drawn up the letters to both Arrow and Restons to put in the post tomorrow. Many thanks to both of you for your advice. I will keep you updated if I may? xxxx Glad I joined here and had some sound advice. xx
                            [MENTION=49370]Kati[/MENTION] does all the 'heavy lifting'

                            The most important thing now is the court's timetable.
                            You have 33 days from the claim issue date to submit a defence. This might be extended, by agreement with the claimant, a further 28 days. If so, you (the defendant) will need to inform the court.
                            Please do keep us updated.
                            CAVEAT LECTOR

                            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                            You and I do not see things as they are. We see things as we are.
                            Cohen, Herb


                            There is danger when a man throws his tongue into high gear before he
                            gets his brain a-going.
                            Phelps, C. C.


                            "They couldn't hit an elephant at this distance!"
                            The last words of John Sedgwick

                            Comment


                            • #15
                              Re: Reston/Arrow Global

                              I went on the moneyclaim site and submitted a right to defend. The letters to Restons and Arrow will be in the post tomorrow. (the CCA and CPR) Is there anything else that I need to do now? xx

                              Comment

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