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Received a claim? - Yes.
Issue Date: 4th May 2016
Amount approx: £750
Claimant: Hoist Portfolio
Solicitor: Howard Cohen & Co
Original Creditor: HSBC
Particulars of Claim: This claim is for the sum of £481 in respect of monies owing pursuant to an overdraft facility under bank acount XXXXX. The debt was legally assigned by MKDP (Ex HSBC) to the Claimant and noticed has been served. The Defendant has failed to pay overdrawn sums owing under the terms and conditions of the bank account. The claimant claims.
1. the sum of £481
2. Interest pursuant to s69 of the County court act 1984 at a rate of 8% from date XXXX to the date hereof1285 is the sum of £135
3. Future interest accruing at the daily rate of 11p
4.costs
Is the debt Statute Barred? no
List any letters you have sent: Nothing sent yet.
Any Other Info: This was an overdraft for a joint account we held which was opened in 2006 and defaulted in 2011, there is nothing listed on my credit file for this, only my wife's. We remember having a few letters from MKDP though haven't heard anything for a longtime until Robinsons Way started demanding. They offered a settlement in their letters at around 50% of the balance. I called to settle the account although they wouldn't speak to anybody other than my wife. This was recently. Now this claim has landed on our laps.
So far I have acknowledged the claim to defend in full. Nothing has been sent as the CPR request Im unsure about. The particulars do not really ask for much? Any help would be appreciated.
Issue Date: 4th May 2016
Amount approx: £750
Claimant: Hoist Portfolio
Solicitor: Howard Cohen & Co
Original Creditor: HSBC
Particulars of Claim: This claim is for the sum of £481 in respect of monies owing pursuant to an overdraft facility under bank acount XXXXX. The debt was legally assigned by MKDP (Ex HSBC) to the Claimant and noticed has been served. The Defendant has failed to pay overdrawn sums owing under the terms and conditions of the bank account. The claimant claims.
1. the sum of £481
2. Interest pursuant to s69 of the County court act 1984 at a rate of 8% from date XXXX to the date hereof1285 is the sum of £135
3. Future interest accruing at the daily rate of 11p
4.costs
Is the debt Statute Barred? no
List any letters you have sent: Nothing sent yet.
Any Other Info: This was an overdraft for a joint account we held which was opened in 2006 and defaulted in 2011, there is nothing listed on my credit file for this, only my wife's. We remember having a few letters from MKDP though haven't heard anything for a longtime until Robinsons Way started demanding. They offered a settlement in their letters at around 50% of the balance. I called to settle the account although they wouldn't speak to anybody other than my wife. This was recently. Now this claim has landed on our laps.
So far I have acknowledged the claim to defend in full. Nothing has been sent as the CPR request Im unsure about. The particulars do not really ask for much? Any help would be appreciated.
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