How to deal with statute barred court claim.

[steveeasy]

Re: How to deal with statute barred court claim.

Morning Steve,

The Notice (s) of assignment should technically when the debt was first acquired, but some debt purchaser have at times delayed this until they intend to start chasing a debt.

However the original creditor should have sent an NOA as well.

nem

Hi,
I am a little naïve. at times,. I am just supprised the NOA. was sent in 2011 but dated in 2008. hence I was paying mbna but they did not own the debt im now told. 1600 pounds interest. I probally stopped paying mbna as they were not asking for further payments.

As I don't understand what they need to do know, do they need to provide the original agreement or anything to enforce their claim. is that what the CCA or CRP are ?. I take it CCJ leads to bailiffs or can the court set payments. like a lot of people ive no home and only an old 307 so not much to loose.

Steveeasy

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I would be endeavouring to find out what happened to those payments!

How would I check. shouls I be able to obtain a statement prior to a judges decision.

thanks

steveeasy

[steveeasy]

Re: How to deal with statute barred court claim.

thought id update the forum with an outcome. not the best but seams logical and rational outcome. the solicitors representing company have frozen interest and done a tomlin agreement accepting payments to clear debt. no CCJ. so id rather have not to pay, but at least they have not insisted on a CCJ and set up a reasonable payment agreement. actually seamed helpful and amicable, so often not the case.


thanks for the advice.

steveeasy