Search
  • Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Notice of Proposed Allocation to Small Claims Track - Holst portfolio

Collapse
Loading...
X
Collapse
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous Next
  • #1

    Notice of Proposed Allocation to Small Claims Track - Holst portfolio

    I defended a claim by Holst and their solicitors Lowell for a 2013 credit card debt for £7,500. I sent them requests for copies of the agreement, statements of my account and letter of default and termination, none of which they supplied. I filled out the court papers and returned them stating I did not owe Holst any money and they had not supplied me with the documents as requested proving I did and therefore I did not recognise the claim. The claim was stayed for a month (until the end of April) Today I have received a Notice of proposed allocation to small claims track. Any advice would be welcome please

    thanks Susie
    Tags: None
  • #2
    Re: Notice of Proposed Allocation to Small Claims Track - Holst portfolio

    Hi Suzieblue & welcome to LB.

    What request(s) did you send?

    Do you have proof of posting?
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: Notice of Proposed Allocation to Small Claims Track - Holst portfolio

      i have proof of posting and requested cca and cpr. they returned my postal order saying they would request information. today i received a reconstituted copy of credit card t and cs. they are a general copy with no names dates signatures etc. but no copy of signed agreement.

      Comment

      • #4
        Re: Notice of Proposed Allocation to Small Claims Track - Holst portfolio

        Re CCA request
        Did they send a statement of account?
        Are the T&Cs the same as at inception of the agreement?
        Any subsequent variations? (Apart from interest changes)
        Is the 'T&C' document also the agreement? (It doesn't need to be a signed copy; to comply with a CCA request, a reconstituted document suffices)

        Was the CPR request complied with?
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment

        • #5
          Re: Notice of Proposed Allocation to Small Claims Track - Holst portfolio

          No statement of account received. The covering letter states that this is all that they require to provide to comply with CCA request. No response to CPR request. It is just a generic t and c document and as I don't have the original apart from the interest charges it may or may not be the same

          Comment

          Previous Next

          View our Terms and Conditions

          LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

          If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


          If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

          Announcement

          Collapse
          1 of 2 < >

          SHORTCUTS


          First Steps
          Check dates
          Income/Expenditure
          Acknowledge Claim
          CCA Request
          CPR 31.14 Request
          Subject Access Request Letter
          Example Defence
          Set Aside Application
          Directions Questionnaire



          If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




          NOTE: If you receive a court claim note these dates in your calendar ...
          Acknowledge Claim - within 14 days from Service

          Defend Claim - within 28 days from Service (IF you acknowledged in time)

          If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



          We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
          If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
          2 of 2 < >

          Support LegalBeagles


          Donate with PayPal button

          LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

          Create a Thread
          See more
          See less

          Court Claim ?

          Guides and Letters
          Loading...



          Search and Compare fixed fee legal services and find a solicitor near you.

          Find a Law Firm


          Working...
          X