hi all great reading through your work learnt alot already. just recieved a claim form from northampton business centre for a debt that was originally littlewoods, now lowells. the sum is for 4100 although i know some of this must be in fees etc....
account started feb 2008 and defaulted in jan 2012, where it was assigned to lowells, its been passed round the houses and seems to be back with lowells who have offered me a massive reduction if i paid in full, however i didnt and now have this claim to deal with. last payment was around may 2011.
would it be a waste of time sending a cca to lowells now? should i send a cpr to cohen cramer?
should i fight this? no doubt i owe this debt but to the scale of 4k i just cant fathom. would a court accept £1 a month as i have 5 dependants and no free income.
the issue date was the 15th feb,
look forward to hearing from you all
account started feb 2008 and defaulted in jan 2012, where it was assigned to lowells, its been passed round the houses and seems to be back with lowells who have offered me a massive reduction if i paid in full, however i didnt and now have this claim to deal with. last payment was around may 2011.
would it be a waste of time sending a cca to lowells now? should i send a cpr to cohen cramer?
should i fight this? no doubt i owe this debt but to the scale of 4k i just cant fathom. would a court accept £1 a month as i have 5 dependants and no free income.
the issue date was the 15th feb,
look forward to hearing from you all
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