Court Claim - Cabot Financial UK Limited / Capital One - 5-2-2016

[ihatedcas]

Received a claim? Yes
Issue Date: 5-2-2016
Amount approx: 413.99
Claimant: Cabot Financial UK Limited
Solicitor: Restons Solicitors Limited
Original Credit: Capital One

Particulars of Claim:
The Claimant claims payment of the overdue balance from the defendant(s) under a contract between the defendant(s) and Capital One dated on or about Nov 12 2010 and assigned to the Claimant on Sep 28 2015

PARTICULARS a/c xxxxxxxxxxxxx
DATE ITEM VALUE
15/01/2106 Default Balance 328.99
Post Rfrl Cr Nil

TOTAL 328.99

Stat Barred? No

Have sent: Acknowledged the Claim, Sent a CCA request

Other Info:
No payment made since 2012 and no confirmation of debt being owed. No confirmation of credit agreement being provided by either the original claimant and the debt collection agency but not requested.

Intend to send a CCA request and a CPR 31.14 request.

What do I put as a defense?

[nemesis45]

Re: Court Claim - Cabot Financial UK Limited / Capital One - 5-2-2016

Received a claim? Yes
Issue Date: 5-2-2016
Amount approx: 413.99
Claimant: Cabot Financial UK Limited
Solicitor: Restons Solicitors Limited
Original Credit: Capital One

Particulars of Claim:
The Claimant claims payment of the overdue balance from the defendant(s) under a contract between the defendant(s) and Capital One dated on or about Nov 12 2010 and assigned to the Claimant on Sep 28 2015

PARTICULARS a/c xxxxxxxxxxxxx
DATE ITEM VALUE
15/01/2106 Default Balance 328.99
Post Rfrl Cr Nil

TOTAL 328.99

Stat Barred? No

Have sent: Acknowledged the Claim, Sent a CCA request

Other Info:
No payment made since 2012 and no confirmation of debt being owed. No confirmation of credit agreement being provided by either the original claimant and the debt collection agency but not requested.

Intend to send a CCA request and a CPR 31.14 request.

What do I put as a defense?

Hi,

Above you say have sent CCA request, then you say you intend to send CCA request.
I take it you have acknowledged service of the claim and stated intention to defend?

Yes get a CPR 31.14 request off to the solicitors for the documents mentioned in
the statement of the claim, these appear to be the " contract" and " notice of assignment.

Don't rush in to a defence just yet.


nem

[ihatedcas]

Re: Court Claim - Cabot Financial UK Limited / Capital One - 5-2-2016

Hi

Yes, I intend to send the CCA request off. I've got the template etc and just modifying it before I send with the statutory £1.

I'll send the CPR request as well.

I have stated I intend to defend the claim using mcol