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Hi, Claim dated 22nd Dec Received. Acknowledged and CCA + CPR prepared to post in the morning.
Particulars of claim (Copied exactly)
Claim number
Defendant details
Me Me Me Me
My Address
My Address
My Address
The Claimants claim is for the sum of
£402.51 under an agreement regulated by
the Consumer Credit Act 1974. between the
defendant and
Capital One
account number XXXXXXXXXXXXXXXXXX and assigned
to the claimant on 28/09/2015, notice of
which has been provided to the defendant.
The defendant has failed to make payment in
accordance with the terms of the agreement
despite requests for such payment.
And the Claimant claims the sums of
£402.51 together with costs.
No mention of a default which seems odd to me. The account has been in dispute for over 3 years after a failed request for the account agreement and statement under a sections 77−79 request so I doubt old Drydens will be able to find them too.
I was attempting to claim back charges on the account in 2012 but after they failed to supply the documents I stopped paying it.
I asked for Agreement, assignment and statement of account to show how that balance was achieved on the CPR request.
Particulars of claim (Copied exactly)
Claim number
Defendant details
Me Me Me Me
My Address
My Address
My Address
The Claimants claim is for the sum of
£402.51 under an agreement regulated by
the Consumer Credit Act 1974. between the
defendant and
Capital One
account number XXXXXXXXXXXXXXXXXX and assigned
to the claimant on 28/09/2015, notice of
which has been provided to the defendant.
The defendant has failed to make payment in
accordance with the terms of the agreement
despite requests for such payment.
And the Claimant claims the sums of
£402.51 together with costs.
No mention of a default which seems odd to me. The account has been in dispute for over 3 years after a failed request for the account agreement and statement under a sections 77−79 request so I doubt old Drydens will be able to find them too.
I was attempting to claim back charges on the account in 2012 but after they failed to supply the documents I stopped paying it.
I asked for Agreement, assignment and statement of account to show how that balance was achieved on the CPR request.
xxx
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