Hello - Claim Form received from Northampton CC Business Centre

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

I'll give @nemesis45 a shout.

On it thanks EXC~ nem

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi all,

I acknowledged the claim.

The next step is for the claimant. I previously wrote a CCA request in July 2013 to the original company - Apex. Should I:

1. Send the original letter with a covering letter to MFS. If so, what do I put in the covering letter?
2. Or just send an updated CCA request to them?

Regards,
Helpseeker02.

Hello helpseeker responding to nudge from [MENTION=332]EXC[/MENTION] just reading now.

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

I'll give @nemesis45 a shout.

Thank you

- - - Updated - - -

Hello helpseeker responding to nudge from @EXC just reading now.

nem

Thank you

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Ok.

MFC is a division of Cabot Financial Was Marlin) Apex is also a Cabot company.

What type of account is this, current account/overdraft/ unsecured loan/HP/credit card?
On to the claim pack.
Claim Form (N1 ) gives details of how to manage the claim online at Money Claim Online (MCOL)
Do this now and state intention to defend the claim in full. DO NOT enter anything in defence at this
stage.

Follow these stages: We can follow progress easier this way.

1. A CCA request to MFS with £1 statutory fee ( Postal Order for £1.00 endorsed( " For Statutory Fee Only) (template available in the forum library) The claimant has 12 + 2 Working Days to Comply. Use signed for post and check delivery date:

2. A request under the provisions of Civil Procedure Rule 31 . 14 (CPR) (no fee) this is a request for the documents mentioned in the Particulars of the claim Only.

i.e. The Contract and the Notice of Assignment, ( I see no mention of a default notice) this goes to Restons FAO Nigel Petrie Coe by signed for post, 7 days to comply.

Once you have completed those stages please give me as much history as possible on the debt, e.g. default date / date last payment.

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hello Nem,

Thank you for your information. This is a c/card a/c.

I have defended the claim in full. I have not entered any defence information.
I also put in my dob, I'm not sure why. I was following the online instruction. Hopefully it won't be detrimental.

For the next stage i.e. letters, I will look at the Library information.

Re: your request for info about this a/c. I originally gave information about it here last year
=> http://www.legalbeagles.info/forums/...-with-Apex-dca
(I had to re-register my profile on this forum as I could not get access to my previous email address to have requested a password change).

Below is the quick glance version of my original query post to the link above.

I also found a letter from Restons dated November 2015 that acts as a mixture of a reminder/LBA.
If required I can either post or type it up as and when required.

Kind regards,
HS02.

~~~~~~~~~~~~~~~~~~~~~~

Hello,

At the end of July 2013, I sent a cca request letter to Apex (dca). Within the timeframe I received the response below.
"We have referred your account to Lloyds Banking Group to enable them to supply the information you have requested. Whilst we are waiting for your account information from our client, we can confirm that we have placed your account on hold and we will contact you once we have received a response from our client."

I haven't received the full compliance information from my cca request, even though they responded before Friday 16th Aug 2013.

I have summarised the details of this a/c below:

Type of a/c: C/card
C/card company: BOS
Correspondence: received settlement offers of varied amounts over the years
Opening credit limit: £3,600
Date c/card opened: Feb 2001
Closing credit limit: £8,900
PPI Included: n/a
Charges and Late fees incl: yes
Interest % amounts: 12.94%, 13.9%, 21.95%, 24.4%
Balance before transfer to dca: £9,600+
Name of dca: Apex
Current monthly payments: £5.00 by s/order
Latest payment made: August 2013
Statements received from dca: 1 to 2 times per year
Balance to date: £9,200

Regards.

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi I'll as a member of the LB team to merge the two threads for ease of reference. [MENTION=49370]Kati[/MENTION] can you help please??:santa_smiley: nemxx

[Kati]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi I'll as a member of the LB team to merge the two threads for ease of reference. @Kati can you help please??:santa_smiley: nemxx

sorted xx - http://www.legalbeagles.info/forums/...usiness-Centre xx

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

sorted xx - http://www.legalbeagles.info/forums/...usiness-Centre xx

Thank you [MENTION=49370]Kati[/MENTION]:santa2:nemxx

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

sorted xx - http://www.legalbeagles.info/forums/...usiness-Centre xx

Thank you Kati

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

CPR 31.14 request to the Solicitor

Hi all,

I have read some info about requesting the CPR from the claimants' solicitor.

However in the POC, apart from the info received in the court pack mentioned in post #13, no other documents have been mentioned or received.

The POC only states the following:

Particulars of Claim:
"The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and BoS dated on or about Jan 31 2001 and assigned to the Claimant on Jun 29 2015"

Therefore, what do I write in the CPR letter?

Regards,
HS02.

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi Nem,
I have re-read your post and the penny has dropped re: what to include in the cpr letter masred:

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi Nem,
I have re-read your post and the penny has dropped re: what to include in the cpr letter masred:

Contract and Notice of Assignment HSO2.

nem

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Contract and Notice of Assignment HSO2.

nem

Yes. Thank you nem :santa_smiley:

[nemesis45]

Re: Hello - Claim Form received from Northampton CC Business Centre

Yes. Thank you nem :santa_smiley:

Happy to help
nem:santa2:

[Helpseeker02]

Re: Hello - Claim Form received from Northampton CC Business Centre

Hi Nem,

I just wanted to update you that the CCA and CPR requests - both dated Friday 18th were posted on Saturday 19th Dec. Rec/del.

For the CPR, does that mean that now I wait until 7 days from then (i.e. Christmas Day) and then chase up if nothing is received?

Regards,
HS02.