Tweet
Re: Symetric Systems T/A Bank Smart
Yes I think I did - I seem to recall a neighbour using them at the same time and putting me onto them - I did receive a refund from that card, but this may have been as long ago as around 5 years ago and I base that only on the knowledge that the neighbour moved out in late 2010 - again, I will have to do some digging in this as the CC was with the same bank.
I'm happy to cough up £155 if needs be, here is the defence I will initially file:
1. Save where otherwise accepted within this Defence the Particulars of Claim are denied. In particular the Defendant denies entering into an effective and binding Agreement with the Claimant as alleged by the Particulars of Claim, or at all.
2. The Defendant is not aware of owing any sum to the Claimant. the Claimant's very brief particulars give no breakdown of how the sum has been calculated or to what it refers.
3. Paragraph 1 of the Particulars of Claim states 'particulars of which have been supplied to the defendant' - this is denied. No information, or indeed contact, has been received from the Claimant prior, or subsequently, to the Defendant's receipt of this claim.
4. The Defendant denies having received any Claims Management Services from the Claimant as claimed. Therefore the Defendant also denies paragraphs 3.4 and 5 of the Particulars of Claim.
5. The Claimant has not produced any documentation or evidence prior to bringing this claim therefore the Defendant has not had opportunity to inspect any alleged contracts or agreements if such exist.
6. The Defendant denies the Claimant is entitled to the relief as claims, or at all.
7. No information, or letter before action has been received from the Claimant prior to receiving the notice of claim.
Yes I think I did - I seem to recall a neighbour using them at the same time and putting me onto them - I did receive a refund from that card, but this may have been as long ago as around 5 years ago and I base that only on the knowledge that the neighbour moved out in late 2010 - again, I will have to do some digging in this as the CC was with the same bank.
I'm happy to cough up £155 if needs be, here is the defence I will initially file:
1. Save where otherwise accepted within this Defence the Particulars of Claim are denied. In particular the Defendant denies entering into an effective and binding Agreement with the Claimant as alleged by the Particulars of Claim, or at all.
2. The Defendant is not aware of owing any sum to the Claimant. the Claimant's very brief particulars give no breakdown of how the sum has been calculated or to what it refers.
3. Paragraph 1 of the Particulars of Claim states 'particulars of which have been supplied to the defendant' - this is denied. No information, or indeed contact, has been received from the Claimant prior, or subsequently, to the Defendant's receipt of this claim.
4. The Defendant denies having received any Claims Management Services from the Claimant as claimed. Therefore the Defendant also denies paragraphs 3.4 and 5 of the Particulars of Claim.
5. The Claimant has not produced any documentation or evidence prior to bringing this claim therefore the Defendant has not had opportunity to inspect any alleged contracts or agreements if such exist.
6. The Defendant denies the Claimant is entitled to the relief as claims, or at all.
7. No information, or letter before action has been received from the Claimant prior to receiving the notice of claim.
Comment