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Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdraft

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  • #1

    Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdraft

    Dear Members

    I received a claim issued at Northampton County Court Business Centre on 16th February from Hoist Portfolio Holding 2 Limited, Jersey C/O Howard Cohen & Co, Leeds.
    This was for a debt of £2,161.08 incl interest relating to an unsecured overdraft of £1,750 with Santander UK Plc.
    I had been in dispute with the latter regarding charges added to my account as they were not listening.
    I received debt collection letters but do not remember receiving one from Hoist Portfolio previously advising of court action..I do live in a shared house.
    I responded to the court online to extend the deadline for a defence to 28 days and to repudiate the claim.

    I have a tight schedule to submit my defence and would be grateful for any advice from senior forum members as to how I should proceed.
    It would be very much appreciated.

    Thank you.

    Robert
    Tags: None
    • 1 thank
  • #2
    Re: Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdra

    Welcome aboard
    Originally posted by roberthlava View Post
    Dear Members

    I received a claim issued at Northampton County Court Business Centre on 16th February from Hoist Portfolio Holding 2 Limited, Jersey C/O Howard Cohen & Co, Leeds.
    This was for a debt of £2,161.08 incl interest relating to an unsecured overdraft of £1,750 with Santander UK Plc.
    I had been in dispute with the latter regarding charges added to my account as they were not listening.
    I received debt collection letters but do not remember receiving one from Hoist Portfolio previously advising of court action..I do live in a shared house.
    I responded to the court online to extend the deadline for a defence to 28 days and to repudiate the claim.

    I have a tight schedule to submit my defence and would be grateful for any advice from senior forum members as to how I should proceed.
    It would be very much appreciated.

    Thank you.

    Robert
    Did you ever send a CPR 31.14 request to Howard Cohen? This being an overdraft, the CCA request wouldn't apply.
    Is the amount made up mostly of charges?

    Comment

    • #3
      Re: Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdra

      Originally posted by FlamingParrot View Post
      Welcome aboard
      Did you ever send a CPR 31.14 request to Howard Cohen? This being an overdraft, the CCA request wouldn't apply.
      Is the amount made up mostly of charges?
      Thank you so much for the helpful advice!..most lay people would not know their rights!
      I am sending the CPR 31.4 (as per your template) tomorrow by recorded delivery..should I send a copy just to the claimant or also to Howard Cohen AND to the court? (to keep the latter informed?)
      I look forward to your advices.

      Regards

      Robert
      • 1 thank

      Comment

      • #4
        Re: Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdra

        Originally posted by roberthlava View Post
        Thank you so much for the helpful advice!..most lay people would not know their rights!
        I am sending the CPR 31.4 (as per your template) tomorrow by recorded delivery..should I send a copy just to the claimant or also to Howard Cohen AND to the court? (to keep the latter informed?)
        I look forward to your advices.
        You only need to send the CPR 31.14 to Howard Cohen, to the address for correspondence quoted on the claim form. You don't need to inform the court at this stage.

        Comment

        • #5
          Re: Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdra

          Originally posted by FlamingParrot View Post
          You only need to send the CPR 31.14 to Howard Cohen, to the address for correspondence quoted on the claim form. You don't need to inform the court at this stage.
          Thank you..much appreciated..I will keep you updated.

          Comment

          • #6
            Re: Hoist Portfolio Holding 2 Ltd, Jersey/ Howard Cohen & Co, Leeds-Santander Overdra

            Originally posted by roberthlava View Post
            Thank you..much appreciated..I will keep you updated.
            Hi there..sorry it has been a while.
            Howard Cohen have now found a copy of my account agreement papers and account entries but now dating back 6 years ago.
            I had written to them previously as advised by yourselves.
            What do i need to do if I continue to fight them?
            Any urgent advice would be greatly appreciated as i have a pressing deadline.

            Many thanks

            Robert

            Comment

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
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