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Received a claim? Yes
Issue Date: 20-01-2015
Amount approx: 963.08
Claimant: lowell portfolio
Solicitor: bryan carter solicitors
Original Credit: lloyds bank
Particulars of Claim:
THE CLAIMENTS CLAIM IS FOR THE SUM OF £771.36 BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AND AGREEMENT REGULATED UNDER THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND LLOYDS
UNDER ACCOUNT REFERENCE 30902815540660
AND ASSIGNED TO THE CLAIMANT ON 03/07/2013 NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH
AND THE CLAIMANT CLAIMS 771.36
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY COURT ACT 1984 AT A RATE OF 8% A ANNUM FROM THE DATE OF THE ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 61.72
Stat Barred? No
Have sent:
Other Info:
I received this claim form on 21/01/2015 and went online and acknowledged the service today 23/01/2015.
I have made no communication to Lowell or Lloyds reguarding this account since about 2007/8 (I think). I believe this is regarding my old bank account with Lloyds which would be made up of bank charges etc. I have no statements/letters from Lloyds and no letters from Lowell apart from the ones I have received within the last couple of months.
My noodle account says it was defaulted on 12/06/2009 and that its a current account.
As I said earlier I have acknowledge the service and I said I would put in to fully defend the claim.
I have been reading through other threads and gather im to send a CCA to Lowell with a postal order of £1 and a CPR 31.14 to Bryan Carter, do I need to contact Lloyds at all?
I have downloaded the templates for those 2 letters which I can post on here for you to see.
If im right in thinking to I have until 22/02/2015 to put my defence in right, as that's 33 days since the issue date.
Iv never had to deal with anything like this before so apologise if my thread seems all over the place but im still trying to make sense of it all.
Many thanks
Baby_Bernie
Issue Date: 20-01-2015
Amount approx: 963.08
Claimant: lowell portfolio
Solicitor: bryan carter solicitors
Original Credit: lloyds bank
Particulars of Claim:
THE CLAIMENTS CLAIM IS FOR THE SUM OF £771.36 BEING MONIES DUE FROM THE DEFENDANT TO THE CLAIMANT UNDER AND AGREEMENT REGULATED UNDER THE CONSUMER CREDIT ACT 1974 BETWEEN THE DEFENDANT AND LLOYDS
UNDER ACCOUNT REFERENCE 30902815540660
AND ASSIGNED TO THE CLAIMANT ON 03/07/2013 NOTICE OF WHICH HAS BEEN GIVEN TO THE DEFENDANT
THE DEFENDANT FAILED TO MAINTAIN CONTRACTUAL REPAYMENT UNDER THE TERMS OF THE AGREEMENT AND A DEFAULT NOTICE HAS BEEN SERVED WHICH HAS NOT BEEN COMPLIED WITH
AND THE CLAIMANT CLAIMS 771.36
THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY COURT ACT 1984 AT A RATE OF 8% A ANNUM FROM THE DATE OF THE ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 61.72
Stat Barred? No
Have sent:
Other Info:
I received this claim form on 21/01/2015 and went online and acknowledged the service today 23/01/2015.
I have made no communication to Lowell or Lloyds reguarding this account since about 2007/8 (I think). I believe this is regarding my old bank account with Lloyds which would be made up of bank charges etc. I have no statements/letters from Lloyds and no letters from Lowell apart from the ones I have received within the last couple of months.
My noodle account says it was defaulted on 12/06/2009 and that its a current account.
As I said earlier I have acknowledge the service and I said I would put in to fully defend the claim.
I have been reading through other threads and gather im to send a CCA to Lowell with a postal order of £1 and a CPR 31.14 to Bryan Carter, do I need to contact Lloyds at all?
I have downloaded the templates for those 2 letters which I can post on here for you to see.
If im right in thinking to I have until 22/02/2015 to put my defence in right, as that's 33 days since the issue date.
Iv never had to deal with anything like this before so apologise if my thread seems all over the place but im still trying to make sense of it all.
Many thanks
Baby_Bernie
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