Hi all,
I'll try and keep the commentary fairly brief and only post the salient facts!
1) I sold my house earlier this year.
2) House sale completed early April
3) I notified utility companies
4) For whatever reason, water company didn't process this.
5) Checking my credit file last week, I notice a new CCJ. This was issued by the water company.
6) This was for the period April 14 - Mar 15. i.e. when I wasn't there.
7) Water company accept this, and say they will 'withdraw' the CCJ
8) They have 'no objection' to me asking for it to be set aside (which is big of them).
I have two questions that I'm hoping some of the wise people on here may be able to help with:
1) Is 'withdrawing' a CCJ an actual legal process? I can't find it if so. If it is, does this have the same effect as having it set aside?
2) I'm assuming the answer to the above question is 'no'. On that basis, when I submit my N244, can I ask for the costs of that (£150 ish) to be awarded back against the claimant? Or would that be a new, separate claim?
Basically I'm having to pay quite a lot to remove a judgment for a debt I didn't owe. Just feels wrong!
Thanks for reading - appreciate any insights...
I'll try and keep the commentary fairly brief and only post the salient facts!
1) I sold my house earlier this year.
2) House sale completed early April
3) I notified utility companies
4) For whatever reason, water company didn't process this.
5) Checking my credit file last week, I notice a new CCJ. This was issued by the water company.
6) This was for the period April 14 - Mar 15. i.e. when I wasn't there.
7) Water company accept this, and say they will 'withdraw' the CCJ
8) They have 'no objection' to me asking for it to be set aside (which is big of them).
I have two questions that I'm hoping some of the wise people on here may be able to help with:
1) Is 'withdrawing' a CCJ an actual legal process? I can't find it if so. If it is, does this have the same effect as having it set aside?
2) I'm assuming the answer to the above question is 'no'. On that basis, when I submit my N244, can I ask for the costs of that (£150 ish) to be awarded back against the claimant? Or would that be a new, separate claim?
Basically I'm having to pay quite a lot to remove a judgment for a debt I didn't owe. Just feels wrong!
Thanks for reading - appreciate any insights...
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