Hi, I recently received a claim form (in the County Court Business Centre??) From Lowells / BW legal. The claim is for £7700 plus Court fee £410 plus Solicitors costs £100 making a total of £8210.
In October 2013 I had the Statutory Demand scenario and Kate sorted the whole thing out for me. At the time I sent the £1 for the credit agreement and did not receive anything back from them. Kate successfully had the SD set aside.
As far as I can see the account was opened in July 2005 and the last payment I made was in Nov 2009, However I did claim some charges back in 2010 that were credited to my account.
The original amount of the Statutory demand was £7000 and that was the amount in all previous letters from them (its now £7700?), I have had no correspondence at all from Lowells since the SD was set aside.
Obviously I want to defend the claim! Surely as they have never sent me the copy of the agreement (that I paid for over a year ago) and have never sent me anything since then until the claim form and the fact that they have increased the amount I "owe" by another £700 (without explanation) they are out of order?
Any advice would be very much appreciated
In October 2013 I had the Statutory Demand scenario and Kate sorted the whole thing out for me. At the time I sent the £1 for the credit agreement and did not receive anything back from them. Kate successfully had the SD set aside.
As far as I can see the account was opened in July 2005 and the last payment I made was in Nov 2009, However I did claim some charges back in 2010 that were credited to my account.
The original amount of the Statutory demand was £7000 and that was the amount in all previous letters from them (its now £7700?), I have had no correspondence at all from Lowells since the SD was set aside.
Obviously I want to defend the claim! Surely as they have never sent me the copy of the agreement (that I paid for over a year ago) and have never sent me anything since then until the claim form and the fact that they have increased the amount I "owe" by another £700 (without explanation) they are out of order?
Any advice would be very much appreciated
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