Court Claim - arrow global guernsey ltd / mbna - 24-11-2014

[wilko1]

Received a claim? Yes
Issue Date: 24-11-2014
Amount approx: 3595.74 with costs 3860.74
Claimant: arrow global guernsey ltd
Solicitor: restons solicitors ltd
Original Credit: mbna

Particulars of Claim:
the claimant claims payment of the overdue balance due from the defendant under a contract between the defendant and MBNA dated on or about Oct 8 2004 and assigned to the claimant on Dec 2011 in the sum of xxxx. Date 3 7 2014 default balance xxxx

Stat Barred? No

Have sent:

Other Info:
recieved N1CPC, please help

[FlamingParrot]

Re: Court Claim - arrow global guernsey ltd / mbna - 24-11-2014

Hi and welcome

You need to start by acknowledging the claim within 14 days, which you can do online. :typing:

Below are the first steps to take upon receipt of a claim:

1: ACKNOWLEDGE THE CLAIM - you can do this online usually at www.moneyclaim.gov.uk
You'll need your claim reference and password from the front of the claim form

2: Send A CCA REQUEST to the CLAIMANT ( see here )
This applies to all credit cards / loans / hire purchase / store cards type debt. It doesn't apply to Mobile Phones / Utilities or Overdrafts.

3: Send a CPR request to the CLAIMANT'S SOLICITORS ( see here )
This applies to everything unless they happen to have supplied you with a bunch of paperwork to back up their claim (v. unlikely)

It would be useful if you could tell us a bit more about this card. Was it originally from MBNA or one of the others (i.e. Abby, A&L, etc.)?

Depending on the history of the account, MBNA are sometimes able to produce a full agreement with all the terms, other times they can't find a trace of the agreement (such as in my case).

I realise it's been 10 years but it would be useful if you could recall how you applied for the card, i.e. was it an advert? a short application form? (MBNA had some 10 minute application forms at some point) In a branch? Over the phone?

Did you get a default notice? A lot of MBNA DNs were defective.