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Re: Strict Proof for a Staute Barred Debt Payment
This reminds me of a similar gag that Moorcroft tried with me back in 2009. They had not long taken over an incorrectly-set out agreement from an OC who knew they were on a sticky wicket. As I had been withholding payments to the account until a correctly set-out agreement arrived I was alarmed one day to get a letter from Moorcroft which contained, inter alia, the following:-
'We write to confirm that further to your recent telephone instruction the amount of £5.00 has now been deducted from the Debit/Credit card details which you supplied to us and posted to your account on our system.’
After the realisation of what had been done subsided, I remember laughing out loud at their deviousness. On the statement it indeed showed a credit to the account of £5.00. I wrote to them, stating that I had neither telephoned them nor supplied any other card details to be debited. I also reported them to the local police who advised me to contact trading standards which I did. I can't recall what happened about it all (all that stuff is up in folders in the loft, now) but I do remember that when the next statement arrived the payment had been reversed!
I am surprised that DCAs are only starting to try this trick nowadays. perhaps they didnt' have to during teh feeding-frenzy days before people got savvy to their tricks and found CAB, CAG and Legal Beagles!
This reminds me of a similar gag that Moorcroft tried with me back in 2009. They had not long taken over an incorrectly-set out agreement from an OC who knew they were on a sticky wicket. As I had been withholding payments to the account until a correctly set-out agreement arrived I was alarmed one day to get a letter from Moorcroft which contained, inter alia, the following:-
'We write to confirm that further to your recent telephone instruction the amount of £5.00 has now been deducted from the Debit/Credit card details which you supplied to us and posted to your account on our system.’
After the realisation of what had been done subsided, I remember laughing out loud at their deviousness. On the statement it indeed showed a credit to the account of £5.00. I wrote to them, stating that I had neither telephoned them nor supplied any other card details to be debited. I also reported them to the local police who advised me to contact trading standards which I did. I can't recall what happened about it all (all that stuff is up in folders in the loft, now) but I do remember that when the next statement arrived the payment had been reversed!
I am surprised that DCAs are only starting to try this trick nowadays. perhaps they didnt' have to during teh feeding-frenzy days before people got savvy to their tricks and found CAB, CAG and Legal Beagles!
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