My Fathers Debt

[TLivo99]

Hi,

My father has severals debts of which he has mainted payment plans for since around 2004 (Small amounts i belive, ranging from a couple of pounds to ten pounds per month). The thing is, he is over 70 years old and not employed, therefore living of a small pension and the money my mother earns. He still receives the aggressive phone calls and letters in the post. Is there anything I can do to improve his situation? Can he stop paying these collection agencies, forget about this debt and get on with his life?

any advice appreciated as always

Tlivo99

[Guest]

Re: My Fathers Debt

All i can suggest is that you wright to each on his behalf, ask them to write off the debt, emphasize his age and any medical conditions (if any).

Most lenders do write off debts in certain circumstances, you should also tell them that they must desist from making frequent calls as it is affecting his health.

It is worth a try.

[TLivo99]

Re: My Fathers Debt

Agree its worth a try, It just seems really unfair on him.

I guesss there are no other grounds we could stop payments on? Like if they dont have copies of the original agreements in place, and he doesnt know what the debt is for? I assume the fact that he has been paying all this time rules these options out?

TLivo99

[Guest]

Re: My Fathers Debt

Agree its worth a try, It just seems really unfair on him.

I guesss there are no other grounds we could stop payments on? Like if they dont have copies of the original agreements in place, and he doesnt know what the debt is for? I assume the fact that he has been paying all this time rules these options out?

TLivo99

Yes probably,,however it is as well to give them the chance to behave reasonably before you pursue any other options.

[TLivo99]

Re: My Fathers Debt

OK - I'll give it a go and report back here to let people who maybe in a similar situation know how we get on]

Thanks for your help
TLivo99

[Guest]

Re: My Fathers Debt

Here is the cab one

http://www.adviceguide.org.uk/englan...off_a_debt.htm