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Long story but I have a ccj registered by a family money for some money that was given to me but then following a falling out they took me to court and got a ccj against me. I never received any letters and first I knew about it was back in April when an enforcement officer turned up to take repossession of my car. Anyway to cut a long story short I have been ordered to repay at £350 a month. the original sum was for £14000 but now the debt stands at £20600 due to the sheriffs fees and daily interest. I contacted the sheriffs office to ask for the interst to be frozen who in turn contacted my family members solicitors, but they refused . is there any other way of getting this interest frozen as I will be paying this debt for ever more if not
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Re: Is there anyway to get interest frozen on a CCJ
Here is some info from Nat Debt line for you to have a read of till someone comes along who can help you properly.
If you are in Scotland rules may be different.
https://www.nationaldebtline.org/EW/...s/Default.aspx
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Re: Is there anyway to get interest frozen on a CCJ
many thanks. need some help on this. above link really didnt clarify anythingComment
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Re: Is there anyway to get interest frozen on a CCJ
still waiting for some help on this if anyone has any for me pleaseComment
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Re: Is there anyway to get interest frozen on a CCJ
I do not know the answer but suspect its the creditor who can stop the interest unless there is some appeal to the Courts.Comment
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Re: Is there anyway to get interest frozen on a CCJ
You need to read the Judgement, it will state what you owe and how much you must pay. There also maybe a note added that states for what reason interest can be added.
This from the sheriffs office
http://thesheriffsoffice.com/article...gment-interest
How to apply for a Time Order
https://www.nationaldebtline.org/EW/...s/Page-04.aspxLast edited by enaid; 20th September 2014, 04:59:AM.Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
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If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
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